sweetnsour
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Anna1s1 started following sweetnsour
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Its been along time since posting on here as my BIL has been trying to sort out the mess he has got in to with HMRC. TLD is no where to be found and in the past was very helpful. The update is that there are certain things that have cropped up and we would like some advice on what to do please. My BIL has kept up his payments regular to the HMRC since the court order March 08, but the debt is not reducing as so much interest is being charged. He is not in a position to pay this at once other wise he would. What we would like some advice from any expert is that: My BIL had an interview with HMRC in March 05 and informed them of his bankruptcy which he was discharged in 03. Now HMRC should have checked my BIL's records and adjusted the amount owed by BIL. HMRC obtained a judgment in Default against BIL in July 06 for over £10k, then HMRC applied to enforce this judgment in March 08. A few days before the March hearing HMRC wrote to BIL stating that they had reduced the judgment in default debt by over £4k. Yet my BIL's record of judgment shows that he owes the full £10k'ish. I believe that HMRC are charging interest on the full amount of £10k'ish and not the reduced amount they sent in March 08. HMRC have several errors and we would like to sort this mess out once and for all. My BIL has written several letters complaining about HMRC's errors but the response he gets are of no help at all. We would like to write to our M.P to inform him of this but believe that we would need a full and final response from HMRC first, but HMRC are responding bit by bit as they are so complicated and have so many different departments answering that we believe that this will take forever to clean up. Is it worth finding an accountant and let them help? I really do not know what to do with this one. HMRC have made so many errors and are using against my BIL that as he did not appeal on time there is nothing that they can do. Any help would be appreciated, thank you
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£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
sorry for sounding dim lamma, but really do not understand what you mean, Do I pay this fine or is it just a warning? -
£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
Thanks lamma, please could you tell me what the initial charge they have omitted is please, and yes it probably would be best to pay as I really have not got the time or energy in fighting these stupid people, guess thats what they bet on in the first place that people will just give in. If I didn't have more important things to do I would have looked in to this more, but unable to right now so will pay unfortunately. -
£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
Thanks for the reply, having read the ticket carefully on the back it reads that if payment is made within 14 days of the ticket then it will be reduced by 50%. So I guess if I pay within 14 days, then it will cost me £50. -
£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
Thanks BTB, I will wait to see if there is anything I can do, and if not then will have no choice but to pay. -
£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
Thanks lamma, I have posted the ticket up again, hopefully you will be able to read it as I have only deleted my own details http://i450.photobucket.com/albums/qq223/sophiak_bucket/Picture001-3.jpg can you make any sense of this please lamma, or advise what I should do please? -
£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
Thanks lamma for your post and sorry to be dim but what should I do with that. Is there something in there that could help me please? -
£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
At the top of the ticket it read CITY OF OXFORD CITY CAR PARKS EXCESS PARKING CITY OF OXFORD [off street parking places] order for the time being in force Is this of any help? -
£100 fine for parking over time 24 mins
sweetnsour replied to sweetnsour's topic in Private Land Parking Enforcement
Hi sb, no I have not got any of that info, I didn't think of that at the time, too busy panicking. -
I am really really upset that when I returned to my car yesterday to find a ticket for £100 on my car. I took my girls swimming and as usual I put £1.20 in the pay & display machine. I was in a hurry and I honestly thought that I had put in enough money for two hours, but this was not the case. If I thought I had not paid enough I never would have left my car like that. I have always used the same car, same ticket machine, so am well aware of how and how long to leave the ticket for. I am shocked that I have now got a fine for £100 to pay because I was parked over the time displayed. Please could someone please help, I really am in panic and do not know if I should appeal, as I do not have this money to pay as I am on benefits. Below I have scanned up the ticket, and if I have no way out then what should I do? http://i450.photobucket.com/albums/qq223/sophiak_bucket/parkingticket.jpg this is the back of the ticket http://i450.photobucket.com/albums/qq223/sophiak_bucket/001.jpg
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bbump
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Charges made me go over overdraft limit!
sweetnsour replied to sweetnsour's topic in Debt Collection Agencies
Thanks I will have a read -
Charges made me go over overdraft limit!
sweetnsour replied to sweetnsour's topic in Debt Collection Agencies
Thanks maroondevo52 but I have found a template, do you think I can use this please? http://www.consumeractiongroup.co.uk/forum/letter-templates/138290-letter-get-charges-back.html -
Charges made me go over overdraft limit!
sweetnsour replied to sweetnsour's topic in Debt Collection Agencies
Can anyone help me I have gone £200 over my overdraft limit. I have been charged £76 unpaid item fee and £70 for guarantee card payment fee plus more. I have transferred my benefits in to my savings account and want to know is there anything that I can do please? -
Your bank is taking your benefits in charges
sweetnsour replied to steven4064's topic in Benefits and HMRC
I have managed to sort out quite a lot of my financial mess, until recently. I have a current account with NatWest and a overdraft limit of £750. Until recently all my benefits used to go in to this account, but I was unable to control my finances so had all of my benefits transferred in to my savings account so I could keep track on what was coming in and what was going out. Now my problem is that NatWest have charged me extortionate fees and I am currently nearly £950 overdrawn. They have charged me almost £200'ish. I have been charged £76 Unpaid Item fee, Guarantee Card Payment Fee £70, Unpaid Item Fee £15, Guarantee Card Payment Fee £15. Can I be charged so much money in fees, I am a single mother and on benefits and I am also a carer for my sick mother. I am very worried as I owe so much money to NatWest and I do not think I will be able to pay so much money back. I went to my local branch and spoke to the manager about the excess fees, and he told me that there was nothing that he could do he said. Please could someone help me please?
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