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qizmaster

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  1. The saga continues.... Stopped the monthly £10 payment to Rockwell 6 days ago because they hadnt responded to my CCA request.Other that is,than a letter saying they were dealing with it''seeking further information from their client''? (this is over a month ago!!). Ive now(this morning) received a letter from Rockwell ''Re:Your debt of £1740.00 owed tp Pheonix Recoveries (UK) Ltd SARL (Tessara).. Saying that 'the £10 payment has been returned unpaid'.. Pay £10 now before the 18/05 or else we will take steps against you for the full £1740 still owed! What now guys?...Should i just ignore this?:-?
  2. Ive not heard a thing from them via the phone since i sent them the cca letter request and postal order,only a brief acknowledgement letter of my request and that they were dealing with it by seeking further information from their client? That is dated 26/03... How long should i give it does anyone know before i should pull the plug on these leeches?
  3. Ive received a letter from Rockwell this morning roughly saying ..'Thank you for responding to our previous letter!!????...we are getting the further information you require from our clients and will get back to you shortly! If i have any further queries with my outstanding balance please contact..yadda yadda!! Dont get it though? What letter they have supposedly sent me?..they havent sent me diddly squat!! Should i just ignore this letter as a stupid delaying tactic to try to make me keep paying them the monthly drip? Or should i keep paying them for the time being at least?
  4. Hi Lumi! How long ago did you send them the CCA? Still had no phone calls yet since i sent mine!!! Sod em..im stopping the monthly payment.
  5. Hi percy! I have been through a succession of collectors with this for seriously longer than i can/or care to remember?! I took the original loan out(£3500)with the TSB back in 1988 i believe,and fell ill/then unemployed after about 8 months payments...and fell behind,ccj's and such. I think the debt collection started out with a firm/company called 'Fredricson international' in the very early nineties and then a 'Brian Carter solicitors'..in the late nineties! Between these two i never missed a payment for at least 17 years..maybe more? Suddenly about a year or so ago i received a letter(i think from The TSB where the loan originated) saying it had passed the debt on to Rockwell via Tessa and a phoenix recoveries? They(Rockwell) agreed at first to collecting the Ten pound a month(after a lot of arguing though)..but said that ultimately they would want more/or full settlement by me finding the money to pay them from elsewhere! Since then the calls have been quite persistent! Im personaly in very poor straights at the moment..both healthwise and financialy,but i wont give in to these 'Bastards' now..due largely to the support i have received from this forum. Onward and upwards hey?...
  6. Hello again Guys! Have sent the second postal order and CCA off again!(recorded this time though!!)and they have signed for it!!..Strangely also,the phone calls have stopped this week? Dont know whether this is a pure coincidence or not..but its nice to have a break from the harrasment! How long should i wait now before they have defaulted with a response to the CCA and i can stop the monthly drip?
  7. Hi Again Lumi! Dont mind me asking but..When did you stop paying them back the monthly amount? Have you not paid anything for the last six months? QIZ
  8. Hi Senior! No i didnt unfortunately!. I niavely imagined that they would cash the postal order and respond? Unfortunately i didnt realise they would possibly fight dirty. I will resend the cca and postal order.. but will definitely record it this time! Thanks for the info about the letter as well!.. Will keep posted.
  9. Hi Drexl! What is statute barred exactly?...Only Rockwell have now ignored my first letter claiming no knowledge of it? and my clear instructions a month ago to only contact me via letter! They have called again and this time told my wife i have to contact them immediately by phone...or else!!!
  10. Hello again all! Many,many thanks for all the advice and encouragment to date! I received another phone call today off the Rockwell representative..and i told Her quite straightforwardly,re 'Scabhunters' advice,that i wasnt prepared to discuss or accept any more phone calls regarding this matter and would only answer written corespondance from this time forward! I honestly felt that she seemed a little subdued by this request... Now im about to follow this up with the advised CCA request also..Does anyone happen to know what the mailing address for Rockwell is? P.s..should i keep repaying them the ten pounds a month?
  11. Hi my names sharon and I am replying at this point on behalf of my husband pete.. (qizmaster) We are very very grateful indeed for the advice given to date by the three members and also incredibly relieved to have found some kind ears regarding this mess! Its refreshing to find were not alone with this! We will definitely keep you informed as to how we get on...
  12. Hello everyone..this is my first post! On having been given some advice recently by a close friend to contact this forum to see could i find help.. i have now decided to give it a try. My story is,I originally had a bank loan of £3500 with The TSB many years ago now which through various reasons (loss of employment and subsiquently messing up slightly with the insurance cover claim)it wasnt paid back in full in the allocated loan period. I have though been paying it back steadily in small amounts(£10 a month) to a 'Brian Carter ltd' amongst others, for roughly the last 17/18 years or so.But through lack of continual work and in the last six years chronic ill health,have found myself six months or so ago being passed on t a 'Rockwell collections' ..having first received a letter from the TSB saying the debt had been sold to them now via tessa recoveries and another company called phoenix i think?? They then phoned me constantly,pushing me to try to borrow the money. When i refused,they asked me to give them a breakdown of my income(benefits) and outgoings(which i duly did). They then agreed that the £10 a month would be acceptable for now but would be reviewed in six months time. I have just received the six monthly review call..and they are pressuring me once again now to try to borrow the money to pay off the complete one thousand plus debt immediately. Even though i have explained that even if i was accepted for such a loan i wouldnt be able to afford the extra burden of the finance repayments this would involve..they are constantly pushing me to try! I am not a dishonest person and untill this point had accepted that this debt was indeed mine to try to repay as best i could..but i am now feeling i need help with this to try to resolve this situation. I am in receipt of higher rate mobilty disabilty benifit at the moment due largely to arthritis and complications arising from having over 50% of my large bowel removed due to intestinal desease. Since i started repaying this loan back all those years ago to various companies..i have never yet knowingly missed an agreed payment! Is this company within their rights to apply pressure to people like this? Even when i am still making the agreed payments every month? Thanks in advance for any advice given on this...
  13. Hello! Having been given some advice by a freind to contact this forum i have decided to give it a go... I had a bank loan of £3500 with The TSB many years ago now which through various reasons (loss of employment and subsiquently messing up with the insurance claim) wasnt paid back in full in the allocated loan period. I have been paying it back steadily in small amounts(£10 a month) to a 'Brian Carter ltd' for roughly the last 17/18 years or so..but through lack of continual work and in the last six years chronic ill health,have found myself now being passed on to Rockwell collections having received a letter from the TSB saying the debt had been sold to them? They phoned me pushing me to try to borrow the money and when i refused asked me to give them a breakdown of my income(benefits) and outgoings(which i did).. they then agreed that the £10 a month would be acceptable for now but would be reviewed in six months. I have just received the six monthly review call..and they are pressuring me once again now to try to borrow the money to pay off the debt immediately. Even though i have explained that even if i was accepted for such a loan i wouldnt be able to afford the exra finance repayments this would involve..they are constantly pushing me to try! I am not a dishonest person and untill this point had accepted that this debt was indeed mine to try to repay as best i could..but i am now feeling i need help with this to try to resolve this situation. I am in receipt of higher rate mobilty disabilty benifit at the moment due largely to arthritis and complications arising from having over 50% of my large bowel removed due to intestinal desease. Since i started repaying this loan back all those years ago to various companies..i have never yet knowingly missed an agreed payment! Is this company within their rights to apply pressure to people like this? Even when i am still making the payments every month? Thanks for any advice on this...
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