buffy71
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Insurance claim
buffy71 replied to buffy71's topic in Insurance/Assurance Companies (Not Car Insurance)
I have accepted the offer on the condition that I can take some cash from the Maestro card. Is the Maestro card a debit or credit card, will they be able to see what I have purchased on it? if so if its not an item that was specifically listed will they query it? I've lost on the claim as it is because with will not replace any car related items and as its a garage fire, it was mostly car stuff the got damaged! Thanks -
Hi, hope you can help me I've just made a claim through my insurance for fire damage in my garage. They have agreed to the claim and are willing to pay out but initially they offered it all in Argos gift card but after declining they now offer part in Argos gift card and the rest on a maestro card. Can they do this?
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Hi, I began to reclaim my bank charges from HSBC in April 2008 the total to date is just over £4000. In Feb this year I had and operation and am unable to return to work as I cannot do my duties but I cannot claim any benefit so I am having extreme financial hardship as my mortgage payments are more than half of my husbands pay leaving us (a family of 4) with only £70 shopping a month. I have claimed hardship and the bank phoned me this morning, Mon 22nd Dec 2008, to discuss this explain that I have proved my hardship. They asked me what arrears I owe and even though they will phone me back in the morning, the impression I got was that I would not see any of the monies owed that it will go straight to my arrears to bring my debt up to date. My arrears at present are with my water rates £250 and one missed mortgage payment of £572 also charges on my mortgage of £841 accumulated throughout the year which has been added to my balance! If Hsbc pay these arrears then I will not benefit immediately from the monies as these arrears from my mortgage will be added onto my account in January and since the interest rate has gone down I will not feel the increase. Has anyone had the same experience and did they get the money? The bank took the money straight off me in the first place they should give me the money back to do with it as I see fit not for them to decide what I should pay the money to! Please help!! I need the cash not the arrears paid off as I have come to agreements with my creditors and will be sorted in two months. If they pay these off they will have paid out the best part of £1700 that will not help my financial situation. As the cash could!! And what happens to the rest of the monies owed, will I get that back as well? Thanks
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