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stevekennedy

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About stevekennedy

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  1. Brilliant, thats great news. Thanks Tomtubby. I'll get my Official Receiver to speak to the Bailiffs and hopefully i can avoid having to deal with the gorilla that knocked on my door this week. My mind is a lot more at ease now
  2. Thanks I will PM Tomtubby, and see if she can help . This has been reposted from the parking fines section so I'll direct her ot that thread as it seems that the debate is now about whether the PCN can be included in the Bankruptcy, and that forum seems more relevant. http://www.consumeractiongroup.co.uk/forum/parking-traffic-offences/214679-paid-ticket-out-time.html#post2363499 Thanks again
  3. ok, I remember this from last time...... The Bailiff in question hasnt given his first name. I asked about this before and was told it was so that I couldnt search his address and seek vengeance (as if i would!) . I therefore only have 'Mr Parker' and Marston Group to go on. He is not listed under marston Group but there is a Derek Parker listed on the site, employer is Rundle. What does this mean? I guess i'll need to call the number above but i cant see how a big company like Marston Group would make such a schoolboy error like contracting to this guy...... if he is employed by someone else and like you say above 'shouldn't be collecting for Marstons' What should i do about it?
  4. is that for real? I just assumed that it was outside of my bankruptcy, but It certanly reads as though this parking fine (issued on behalf of Leeds City Council and therefore enforced by Northanpton County Court) is not enforceable and can be added to my BR estate. Thanks for this info, I will get onto the Official Receiver first thing on Monday. I'll check out the Bailiff too. I've dealt with a few and this guy is probably the most unpleasant and aggressive of the lot. I'd take great pleasure in informing him that he isnt legal....... fingers crossed
  5. Thanks.... am not sure its appropriate to contact a member directly about an issue? surely that is the point of a public forum?Hopefully they will see this thread and reply on this os that anyone in a simlar situation can also share the advice
  6. I dont't think they could touch my girlfriends car as it isnt even registered to my address and for all they know it could belong to my sick grandmother visiting for the day! They would surely run a check on the ownership fo the car? My concerns are more about the powers of the bailiffs so have reposted in the bailiff forum. I originally queried in this forum as i thought there may be a way to legally oject ot the bailiffs enforcing the original ticket as as far as i was aware it hadf been paid and i have only just bercome aware of the outstanding amount. Is there anything like this i can use?
  7. Tricky one this, hopefully someone can advise me please! I received a parking ticket in November 2008, and due to various money problems at the time i didn't pay it, It built up to £110 due in March which again wasn't paid. I made myself bankrupt on 28th April 2009, and after taking advice I used the little money i had to clear my outstanding parking tickets and a court fine i received for a speeding offence before going bankrupt as these would be outside the bankruptcy and would still be owed regardless. These were paid on 24th April. I thought this was the end of it but unknown to me, the parking fine was passed onto Marstons Bailiffs on 21st April. As the Council payment line was via an automated service, the debit card payment i made was rejected and paid back onto my card....... this account was frozen on 28th April and I had no knowledge of this payment being returned. I spoke to someone at the Council who said that they were not obliged to tell me the payment was cancelled and that I had had plently of notice to pay so its not their problem. this is true but at the time I was in such a financial mess that letters and bills just didnt get opened. the Bailiff from Marstons was just as helpful, and told me that regardless of the circumstances it needed to be paid or they would remove my possessions. I thought that at the time of my banruptcy everything was in order, so when i received a warning from Marstons, i didnt read it properly and assumed it was for an old debt. I therefore havent done anything towards paying it and did not realise until now i was legally obliged to pay it. The debt to Marstons is now £317. I do not have this money, and have no means of paying in now or in the near future..... I'm out of work and am barely surviving on the little benefits i get. What options do i have now? Does my Bankruptcy affect this at all? after all, they did not come and take any of my possessions at the time of bankruptcy as they considered that there was nothing of significant value. Would the circumstances above qualify me to make some kind of application to the court for more time to pay the debt or even better for it to be reduced to an affordable amount? What should i do about the Bailiffs in the meantime? He's promised another 'visit' tomorrow Thanks in advance
  8. thanks for your advice. Sadly the bankruptcy does not cover council fines/court fines etc as they are not classed as debts, and are not written off.... this is why i tried to pay them off at the time of my bankruptcy. Quite why Leeds City Council Parking department have this massive power over their citizens is beyond me!
  9. I dont have the car anyomre and I don't really have anything of value.... some decent furniture but they're not exactly priceless antiques. I do have a flatscreen TV in my house but it doesnt belong to me. Would the bailiffs try and come in to look around or would they just take my word for it that I don't have anything worthwhile? My girlfriend parks her car outside my house most days too..... i assume they can tell who it belongs to and not try to clamp this right? Or do they rely on me to prove it isnt mine? What I'm worried about is the bill getting bigger and bigger if i dont pay...... how long would they leave it before writing it off as a lost cause? thanks again
  10. Tricky one this, hopefully someone can advise me please! I received a parking ticket in November 2008, and due to various money problems at the time i didn't pay it, It built up to £110 due in March which again wasn't paid. I made myself bankrupt on 28th April 2009, and after taking advice I used the little money i had to clear my outstanding parking tickets and a court fine i received for a speeding offence before going bankrupt as these would be outside the bankruptcy and would still be owed regardless. These were paid on 24th April. I thought this was the end of it but unknown to me, the parking fine was passed onto Marstons Bailiffs on 21st April. As the Council payment line was via an automated service, the debit card payment i made was rejected and paid back onto my card....... this account was frozen on 28th April and I had no knowledge of this payment being returned. I spoke to someone at the Council who said that they were not obliged to tell me the payment was cancelled and that I had had plently of notice to pay so its not their problem. this is true but at the time I was in such a financial mess that letters and bills just didnt get opened. the Bailiff from Marstons was just as helpful, and told me that regardless of the circumstances it needed to be paid or they would remove my possessions. I thought that at the time of my banruptcy everything was in order, so when i received a warning from Marstons, i didnt read it properly and assumed it was for an old debt. I therefore havent done anything towards paying it and did not realise until now i was legally obliged to pay it. The debt to Marstons is now £317. I do not have this money, and have no means of paying in now or in the near future..... I'm out of work and am barely surviving on the little benefits i get. What options do i have now? Does my Bankruptcy affect this at all? after all, they did not come and take any of my possessions at the time of bankruptcy as they considered that there was nothing of significant value. Would the circumstances above qualify me to make some kind of application to the court for more time to pay the debt or even better for it to be reduced to an affordable amount? What should i do about the Bailiffs in the meantime? He's promised another 'visit' tomorrow Thanks in advance
  11. My business has just been forced into liquidation and i am left with several of these, totalling £42,000. Quite what i was thinking when i signed them is beyond me....... i guess i was over confident in my business abilities at the time! I have no choice but to challenge the legality of these agreements or face personal bankruptcy. From advice I have taken so far, they are definitely open to challenges but each is different and must be done on its own merits. I am getting a solicitor involved so i will keep you updated on what i find out. Sorry i couldnt be of more help to your situation yet, but Im sure as both cases develop we can help each other
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