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ivorbiggun

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About ivorbiggun

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  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. More frustration at Eon not replying to a complaint. I sincerely apologise to Malc if I have come across as unfair in anyway. Point noted. Warrant team is the way forward.
  4. I'm not angry. Life goes on, my uncle still has gas from the prepayment meter, a very much first world problem.... More annoyed that it been a few weeks and apart from the standard your email has been received, there has been no response from Eon.
  5. Thank you for the info SgtBush and Uncle Bulgaria Malc, Thank you for your response. I do understand that your hands are tied in what you can say. Not only was the balance paid but £266 has also been added on for costs of attending to change the meter. The meter prepayment is a smaller issue. The major issue is that the amount paid was on a Monday and the hearing on a Weds. The fact that no-one at Eon checked is a joke. I can't see how he can be liable for the £266. The fact that you've decided to tell me about the Ombudsman, and from threads on the internet sounds as though Eon aren't proactive in handling complaints and is the only way forward.
  6. Hello fellow CAGers, I'm trying to help my Uncle here. He received a notice to apply for a warrant with a £300 debt. However, he paid the debt in full 2 days before the hearing. EON went ahead with the hearing and got a warrant. Two days later they (or their agents) created huge panic with my Aunt and Nieces when they used a locksmith to break into the house to fit a prepayment meter. The meter is on the outside of the house and easily accessible so there was no reason to break in. (I understand they may want to inspect appliances). My question is what can be done? The warrant was obtained illegally/immorally and the representative must have confirmed to the bench that the debt was outstanding and cannot have exercised due diligence to confirm that the debt was outstanding or they lied. A complaint was made to Eon a few weeks ago and they have not responded despite saying they will reply within 5 working days. I'm thinking a lot of wrongs here. No debt, warrant obtained illegally/dishonestly/negligently, tort, alarm and trespass. Thoughts on next course of action?
  7. Hello Caggers, I'm trying to help a friend who has asked me for advice but I'm completely stumped. In fact I'm not even sure I'm posting this in the correct section. Friend has/had a bridging loan with Lancashire on a commercial property which was let out as an art shop. The intention was to switch to another lender but then there was the crash and she stayed with Lancashire longer than she thought. A year or so later the Tenant becomes unreliable with rent and in the end Lancashire appoint a LPA Receiver. LPA Receiver seems really friendly and states he is working for her and will take the rent and manage the property until the arrears are cleared (the rent is about 33% in excess of the monthly payment), Friend is reassured and doesn't question it. Then last week she receives a letter stating that the property has been sold! That's it. No notice of sale. No letters or calls stating their intentions. There is some money due to her but I feel she will have been gouged by 1001 people for surveys, commissions and charges. She's waiting to see how much she will get and hopefully a breakdown of charges. Any advice?
  8. I took out a car loan with PPI included through Guaranteed Car Finance. The finance company was Welcome and I believe the PPI was supplied by the Direct Group. I was believe I was missold the PPI as amongst other reasons I was told it was compulsory. I've had calls from CMC's saying that GCF went bust. I submitted a PPI claim to Welcome who rejected the claim saying that GCF were the brokers. The amount for PPI is just over £2,000. So where do I take my case now? Direct? Welcome still? Or the FSCS?
  9. Wow. I didn't realise there would be so many replies. The FCO was dismissed because 21 days notice wasn't given, but the ICO remains in place. The Courts are acting weirdly as I posted of another case back in April where the defendant was given 5 days notice (and 3 working days notice because it was a weekend) of a possession hearing. I do not have time to post more from work at the moment but will endeavour to do so as it's a topic worth discussing and possibly helping others.
  10. It's not my debt, just trying to help someone else. Couple are in their mid 40's, no young children - all children are adults, no other debts so no other creditors to disadvantage, mortgage £200k I believe and my guesstimate of property value at £350k.
  11. Thank you debt4get. Very interesting reading. But my question is that if we did appear in Court, what would our arguments be against the FCO, if any?
  12. Hi HS, The debt for the CCJ was CCA'ed but rejected by the judge who had a hissy fit. The solicitors for the DCA have issued letters and documents to the wife of the husband informing her of the ICO and the FCO.
  13. Brief case: Husband taken to court by Debt Company. CCJ obtained. Interim Charging Order obtained. House is owned by husband and wife with mortgage. Hearing date given for Final Charging Order. Is it worth turning up in Court to defend it or to accept it? Thanks.
  14. Hi Folks, I'm trying to help a friend here but I'm stumped. He was made redundant 5 months ago, couldn't afford mortgage, etc. Then lender has applied for a Court date to gain a Possession Order. All fine so far. He thought it would take them a month or so to get a hearing date and in the meantime he would have time to raise some money by selling a car and looking for another full time job (he's temping at the moment). However he has received a hearing letter from the Court and solicitors today for a hearing on Tues 16th March. That seems a bit quick! Whilst he does owe the money is it reasonable to give him a hearing date at such short notice? If he attends he's not sure how his temp work employers will react and stands to lose a days money too - something which he can ill afford. Any advice?
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