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About nc11

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  1. Update - after filing n180 end of March got an email this morning with a mediation date in 2 weeks. No further docs received from PRA (cca or SAR) so not sure I can positively respond to the first question usually asked whether I’ve had all the information required. Going to get reading on mediation posts now in case there are recent ones.
  2. Started reading up on n180. They still have 20 days or so to respond so will use the time for that.
  3. A couple of updates to this: - defence logged on MCOL in time - court confirmation letter received - that quickly followed by a PRA letter that they intend to proceed with the claim judging from most threads, standard practice so far...
  4. Quick update - got a letter from PRA responding to the CCA request, saying that they’ve requested the information and placed the account on hold, which will cease any collections activity. Reading through the forum I think this doesn’t stop the court process, so a defence will still need to be logged. shouid I write back telling them to retract the claim if they’re holding activity?
  5. So after reading up on the other threads, the proposed defence should be this one:- ##defence## 1. The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 and 2 are noted. I have in the past had financial dealings with Barclaycard . I am unaware of what account the claimant refers to. I am unaware of what alleged debt the claimant refers to having failed to adequate
  6. cca and cpr sent recorded. What’s the next step? if we’re not waiting for the docs, what’s the defence based on, process?
  7. Online part done. CCA and CPR - send recorded?
  8. Name of the Claimant ? PRA group Date of issue – . 4/2/2020 Particulars of Claim What is the claim for – 1.the claimant claim the sum of £5000 for an outstanding debt owed. 2.On xx/xx/2xxx the defendant entered into an agreement with Barclays Bank for a credit card under ref xxxxxxx. 3.On xx/xx/2xxx the defendant defaulted on the agreement with a balance of £5000. 4.On xx/xx/xxxx the debt was assigned to PRA group. Notice of assignment were sent to the defendant in accordance with s126 law of property act.
  9. I’ve dropped the ball on a barclaycard debt for a while and got a court claim form for it. I’ve changed addresses a couple times from the original one and only sporadically collected post via a service from that address. It’s a £5000 debt for a pre 2007 credit card, which I’ve stopped payments for last year after a nasty divorce. I thought this one would just run it’s course and fall off in a few years. 1. looks like I’ve got 14 days to respond - Is that correct? 2. should I contact PRA saying I’ve not had any correspondence, etc, and ask them to halt pr
  10. So it's not enforceable? whats my next step then?
  11. I hope the attached version scans better. That's the highest resolution my scanner goes to bc_scan_pub_2.pdf
  12. Those pages arrived as a5 hence the smaller scan... the details have been masked for obvious reasons, so am not sure what you'd like me to do??
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