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  1. Update. Financial ombudsman service has ruled in our favour. This has been a 6 year battle. Fingers crossed it will be over soon. For great assistance with structural claims try:
  2. Have you tried the Financial Ombudsman Service. It is long winded, simular to court proceedings. Their decision is binding. commercial link removed.
  3. Dear Hip Hop. Congrats. Would you pleae PM me a break down of your damages claim, hopefully there is something there I can claim also. Well done
  4. Dear Stressed Many things to look for. Dates, signing, Loan Agreement, conditions, etc etc etc this is covered in many other threads. Feel free to check them out Good luck
  5. Hip Hop I am in a simular position. Needing to bring a claim against LBL However struggling to find a solicitor that can/will deal with the matter. Have you had any joy?
  6. I have another thought? As LBL have admitted fault, who can think of losses to claim for? Sols only interested if claim over 5K. To start the ball rolling: Time of work Nightly research Depretion of vehicle, as I can show via dash vehicle not used Loss of use? Anyone else got any?
  7. I posted earlier - you can get a legal draughtsman involved; their costs would be chargable to lbl - Please tell - is there some reason why this advise is of no use to you? Dear Apple Your advice is excellant. I am very appreciative. I will be getting on the ball, just been so busy with an item that part 6 concluded yesterday. Now onto this. AAAAAAAAAAAAAAAAAAAA
  8. Dear All Update. LBL have written 2 letters today. First offering a settlement cost of Court fee plus 30 hours of work. Second damages. They want evidence is there of a loss? Any ideas?
  9. HH as always thank you The judge was pi$$ed with LBL. LBL won the initial case, as they served to the wrong address. Hence the order to hand over my car. I asked for a set aside motion. I had to obviously submit written proof as to why the motion should be set aside. LBL decided not to fight my Motion & removed their claim to my car. The Judge stated that if they had fought the case in his opinion they would have been unsuccessful. He commented that my summation was clear & very well researched. Motion to set aside granted. All claim to the car by LBL removed. We are to agree a settlement for losses & expense between us or it will be back before him for his determination. This is when he advised to get a solicitor. He felt many would work this no win no fee. I guess as it is a guaranteed success!
  10. Dear Hip Hop You have summarised it perfectly. I believe that any legal expenses are then covered. I believe this is a way of getting someone interested in this area of the law to make themselves known.
  11. Any solicitors like to sue LBL Long Storey Short. LBL took me to court, I won. Judge says I’m due Compensation. So many variables are capped. However harassment isn’t I don’t believe. Any solicitors like this idea? Judge stated I need a solicitor for this element of the case, presumably to maximise my claim. LBL case purely built on, abusing the system. Who do you recommend? Who would like to? Who thinks what LBL do is Harrasement?
  12. Hi Stressed Put everything in writing email: [email protected] [email protected] Requesting the BoS There are many things that can be wrong with their paperwork that invalidates it. As a third party victim the Loan Agreement cannot be used against you, only the BoS. If BoS invalid, your OK. Good luck. Check out my problems. It will cover what to look for.
  13. Dear tgsh2006 I would be interested in receiving a copy of this. Several of the points you have offered I have mentioned previously. My opinion (not a legal one) LBL have a slight upper hand currently in that it has been passed that their employees cannot be excluded from witnessing an agreement. I personally have no problem with this. The secretary, the tea lady etc can witness, ie persons that do not have a gain from the outcome. But for the underwriter to sign off on everything (judge jury executioner), at very least this is unfair relationship. It is my belief that this has never been argued before. If this argument was successful every LBL would probably become unenforceable. Good luck to those fighting this blood sucking company.
  14. I nice little additional nugget. LBL started proceeding against me in Jan 09, claiming £5,795 Plus Damages Plus interest. I have a letter from LBL to the debtor dated 22/7/10 claiming an outstanding balance of £4,786.20 Is this cake & eat it. Is this an abuse of proceedure. ROUND TWO TO ME. Now on the advice of the Judge, I need a solicitor to sue LBL. INTO THE TRENCHES WE GO.
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