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About Shanks

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  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Thanks again dx, I'll get him to call the courts tomorrow and explain that this is the first he has heard of it, then try to negotiate a plan for repayment. He is working now so should be able to make regular payments but I will get him to put together a income and expenditure sheet before he contacts them. I'll look into variation orders, I'm sure there must be some threads with information on them here. Cheers
  3. Thanks dx, this is the only thing he has received. So if he rings the court and asks to sort it direct and reaches an agreement, does that then mean that Marstons, along with their charges, are out of the equation altogether? If so, that's great news thank you, cheers
  4. Hi, my brother in law came home yesterday to find that a 'Removal Notice' had been posted through his door from Marstons. He is certain that it stems from some unpaid court fines from some time ago, which he admits having not paid. Long story short he was going through a very rough time then, with lots of issues but is now beginning to get himself sorted. Since the fines were issued originally he has been moving all over the country and has consequently never received any notice of intended action or chasing of this debt until this letter received yesterday.
  5. Thanks DX, the DMC was StepChange. I have a copy of the most recent statement, and have asked her to gather anything else she has so that I can try and check back. thanks for the response.
  6. I have been asked if I can help a friend to manage their debt problems. After a troubled relationship broke down her partner disappeared leaving her with considerable debts. These were mainly on credit cards in her name, although at the time she hadn't realised quite how much he had run up the debt before finally vanishing. She accepted responsibility and approximately 5 years ago she voluntarily entered a dmp agreement with a non fee charging company. There were three main debts, an RBS credit Card (£14500), Natwest recoveries (£25000) and Santander (£12000)
  7. Amazing, this is now resolved and with no thanks to Vodafone unfortunately. After a lot of searching and trawling through forums with a number of people complaining about porting issues I found the following: Simple fix and all texts are now working fine. This is after a full week of not functioning and not a peep about the above process from any of the reps I have spoken to or mention of it on the web site. I'd always assumed it go the number direct from the sim but clearly not. Anyway thanks to all those who posted. Cheers
  8. Thanks Rebel11 and DreadpirateSteve, I have re-synced the phone and will try a different sim in it. Strangely the only pattern I have now managed to get id that those with another 4s or those who have updated their I-Tunes software seem to be getting this new number whilst those on other phones or with the old software are getting my old and correct number. This is based on a sample of 8 three of whom are on new phone/software and the other 5 are using Android or old Iphones so may not really indicate anything
  9. Something that did cause me concern was this post - I know it is from a while ago but is this really still the case? http://www.consumeractiongroup.co.uk/forum/showthread.php?161669-Phone-Not-Fit-For-Purpose I don't want to accept the offer of a replacement and end up with the same problem only less rights to reject if it cannot be resolved.Thanks again
  10. Hi I have just signed up with Vodaphone for a new Iphone. I changed from O2, got the pac code and the new phone started working on Monday this week. Since then if I send a texts from it some go from my current number whilst others are routed from the number that was on the phone when it arrived. Whilst this doesn't seem like a big problem I have already lost work from it. I sent a text to a client giving a quote, he replied but because the answer was sent to the wrong number I never received it. He got no response so went elsewhere. I have tried a number of my friends and there doe
  11. Hi Lottiapple and thanks for taking the time to reply. That link seems to be exactly what I was looking for and offers some good news for us into the bargain. Thanks again for your help. Cheers
  12. A friend, a primary school teacher, is currently on maternity leave. Her child was born six weeks ago and she is now two months into her leave. Alongside her teaching career she runs dance classes a couple of time a week at a local gym. She handed this business over to a colleague to manage while she was on leave so her only income for the last two months has been her smp. She has a very good relationship with the school, they are aware of her dancing classes, and has agreed a plan in principle for her return when the child is a bit older. She would now like to pick up on a couple of her
  13. Hi Shomi, Sorry to hear about your wife's experience I can only wish you well with it and hope you achieve the right and fair result. In my case my niece's family decided to leave it with the response from RPL saying they would not take any further action. I may have pursued it further but they didn't want to so it was left. It looks like JonCris, a very experienced Cagger, has now contacted you and I would take any advice given there very seriously. Happy to help further if I can but pretty much all the dealings I have are detailed in this thread already. Good luck. Cheers
  14. "Terms and Conditions apply. Finance charge will be between £10 and £14.75 per £50 borrowed. Typical 2356% APR" Quote taken from(www. quickquid . co . uk. ) web address edited so it does not convert to an actual link - please no-one go there for a loan Best I can find... Cheers
  15. Thanks for taking the time to respond Phat256 I'm posting because they do not have access to the internet. They have now drawn up a budget sheet and worked out what hey can afford. With some encouragment to cut down on the luxuries etc they can actually afford what I think is a reasonable amount - £500pcm. I have suggested they put this offer in writing. Basically saying that for everyone's benefit they want to avoid court action and that they will commit to paying this amount until cleared. My view is that however they have behaved in the past, this is now a reasonable offer which
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