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slayer03

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Everything posted by slayer03

  1. they have just changed to Lloyds banking group and my friend who works there says they cannot see it :s is this correct or will a different department be able to see this?
  2. I had a loan in 2004 with Halifax bank, i cant remember the details and am not with them anymore how do i go about claiming back my PPI from them?
  3. Excellent I'll get on with that letter tomorrow. I have no information about this debt so shall I wait to see what letter they send me or just send with my details and the debts origin?
  4. thanks for the advice...you know i have looked on my experian report that years ago used to show this information and now it doesnt mension it at all :s
  5. I got a random call today (AT WORK) from a company called CCS apparently i have spoken to them before he suggested (i dont think so) also he claimed i was expecting a call (again lies) he went on to tell me the calls were recorded and to say their company had been passed on the debt by Activ Kapita about a debt from Barclaycard (joys of my ex boyfriend screwing my credit over with this card) i said to him it was 2001 and he said yes but you defaulted in 2004!!! funny that seen as its 2012 now... i reminded him that if i defaulted in 2004 then doesnt that make it Statue
  6. Ok so heres the deal, i work and have had a registered childminder for a while now. i checked she was registered at the time and ofstead said yes and then i checked at my last renewal and they said yes.... then i got a letter from tax credits saying to send contracts which i had and i did..... then recently at renewal they told me to ring head office so i did and the lady told me that my childminder couldnt be located on the register... comes to light that after my childminder rang ofstead to find out whats going on, they told her since there policy has changed you now have
  7. he hasnt said its first in first out but i garentee by the end of today i will find out that it is.....the matrix thing is like a school report grading my work from 1-4 4 being excellent and says like ability to do job, attendence etc etc i have only worked there a year so will not get any compensation for being made redundant!
  8. also he is telling me his decision to who goes (last in last out so me) tomo at the start of my shift on a bust Saturday!!! un professional much!!
  9. Hello im seeking advise.....a few days ago i got a risk of redundancy letter from work....now im one of two receptionists at a hotel that between now and xmas is busy my letter says that due to a turn in business my role is no longer financially sustainable! ( wtf ) i will make every effort to find suitable alternative position blah blah so then it went into consultation period and i was told at my second meeting that one of us has to go and then he scored me on a matrix chart thingy. i have found out 2 other girls are being trained on reception that work in the hotel and i am one of few cros
  10. Yes he obtained a CCJ against me about this debt of where exactly its from im unsure i have stated in this where i think its from but receiving a CCJ saying i have to pay arrow global and not detailing anything else makes it clear to me that its them i have made a debt with and no one else! as for Brian carter...it isnt surprising after reading about him on here that he refused to send me the info i asked for, i have been given a form from the court to get this set aside....can anyone help me fill it out it is very technical the form is a N244 and is basicly a blank form. can someone pl
  11. OK so after receiving a claim form from Northampton county court and relying to that contesting all jurisdiction then i wrote to Brian carter asking for all my documents under CPR 31.14 which resulted in him saying my request was unreasonable then i wrote him again a letter giving him an extension etc under CPR 15.5...having heard nothing i began to gather together relevant things about my defence yet have been slammed with a letter and CCJ from court demanding me to pay him monthly for a debt from arrow global i know nothing about and is from ages ago, now i have to apply for judgement to be
  12. thanks for all your advise i do hope he does discontinue as he obviously has no proof that i have this debt with the bank or he would have sent me my info lol i await any further correspondence and will update on here if i get any doesn't he have a time limit to for the info i requested??? even if he claims my request to be unreasonable?
  13. i hope so cos this is driving me insane and i dont understand why i cant have the documents that are mine and why doesnt the claim from the court have any referal to the debt being from Halifax bank.....seems stupid to me so for now i do nothing go to court and show he refused to give me the info i requested etc??
  14. i know seems silly to tell me i am being unreasonable asking for MY information about this claim funny thing is even on the court claim it doesn't even refer to Halifax in anyway at all and looks to me like i just owe arrow global and no one else lol back in 2008 when I seeked advise on here i asked arrow global for information about this debt and they didn't even reply AT ALL till 2 years later and all i get is a court claim, maybe carter has received the standard letter I send requesting those documents before and is just trying to fob me off thinking i will panic and pay lol well unfortunat
  15. this is what my credit file says about the debt Account type: Bank Company name: ARROW GLOBAL LIMITED Start date: 12/01/2004 Default date: 22/03/2005
  16. ok so heres the update on this...i heard nothing after my communication with them from the advise from the advise given to me on here in 2008. This is from a debt that on my credit file shows last history in 2004 with Halifax Bank I recently recieved a letter dated 19th of august from northampton county court and brian carter lol...the letter from the court is a claim form. anyways i replied to the court and ticked the box i contest all juristiction as i read some advise on here and sent brian carter a letter from a template on here asking for the assignment, the default notice the
  17. ok so heres the update on this...i heard nothing after my communication with them from the advise about. i recently recieved a letter dated 19th of august from northampton county court and brian carter lol...the letter from the court is a claim form. anyways i replied to the court and ticked the box i contest all juristiction as i read some advise on here and sent brian carter a letter froma template on here asking for the assignment, the default notice the termination notice and any other documents about this claim and said that the letter was made under CPR 31.14 So today i recieved
  18. Cheers any ideas of what to write in letter of complaint to trading standards? im crap at writing letters lol whats there addy btw? oh and shall i ring that guys mobile to get his last name to complain? cheesr for the great advise btw its re assured me loads
  19. Thankf for your help im getting on that now. one card says Time to talk (there number) Proposed debt repayment plan we thank you for taking the time to discuss your liability to Arrow Global with our representitive. (i didnt discuss liability to Arrow) Unfortunatly it did not prove possible to arrive at a satisfactory arrangement today. As explained, if you feel that you are unable to pay the debt immediatly, it is in your interest to complete a proposed debt repayment plan. In oreder to facilitate this please call the number below with in 7 days. please allow 15 minutres
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