This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

you are a SUPERSTAR well done jim

UPDATE letter recieved account being closed 01/09/06 GOOD RIDDANCE TO BAD RUBBISH thats how much i care

lesley i filed a claim against a&l on 22/06/06 deemed to be served 28/06/06 due to the weekend and recieved a chq for full ammount and costs on 15/07/06 and interestingly the cheque was dated 04/07/06 so dont worry hang on in there your money will be coming soon but be warned i have just recieved a letter giving me 1 month to move all my transactions before they close my account so like me get a new account elsewhere. well done so far:)

pains me to say it but thx whufc being a millwall supporter as i am ho hum life in the lower leagues

THX MUST ADMIT PHONE CALL 2 DAYS AGO COMPLAINING OF NOT HAVING RECIEVED THEM MAY HAVE HAD SOMETHING TO DO WITH IT BECAUSE :o VOILA THEY ARRIVED THIS MORNING:)

being really thick where here do i send my prelim letter to? milton keynes addresss or prescott st the head office? alliance & leicester:settled 15/07/06 £1018:)

Decided to wait out for statements and recieved them 22/07/06 just under 2 months way to go abbey added up all charges wow!!! £2797:) prelim letter gonna wing its way today alliance & leicester:settled 15/07/06 £1018

Survey Done Donation Made Currently Being Stalled In Partners Request By Abbeys Microfische Tactic But Now Have Confidence And Knowledge To Get What We Want Thank To All Who Contributed To My Thread;)

sharmal they asked for 28 days to defend their case on 28/06/06 and settled today 15/07/06 interestingly enough the chq was dated 4/07/06 .:grin: and what a lovely chq it was

Update Alliance And Leicester Have Paid Out In Full £1138.08 Which Includes My Court Costs. Many Thanks To All Who Gave Me Advise Along The Way And It Goes To Show All Others That If You Follow The Set Timetables And Set Route They Pay Up. Obviously With No Admission Of Liability And Also A Statement That As I Dont Agree With Their Regime They Will Be Contacting Me In The Future To Discuss My Account, Who Cares I Followed Advise And Got Parachute Account Anyway I Will Be Making A Donation To The Site Because Without It I Would Never Have Had The Nerve To Go This Far . Thx

right 40 days dpa request is up. i have looked but maybe cant see the wood for the trees but is there a template letter to send to the information commissioner? and also from reading allother posts concerning them is it really worth it as they seem useless. any thoughts?

Youve Actually Answered Your Own Question Read The Faqs It Has Step By Step Instructions And A Tried And Tested Route Good Luck

Thx Youngnfree Sometimes We Just Need Someone To Tell Us To Stick To Our Guns And Not Get Down Thats Why These Forums Are Great No Response Yet From A&l Will Keep Thread Updated

I Think To Put All The Figures Is Advisable As They Wont Know How Much U Are Claiming Use Vampiress Excel Spreadsheet To Tott Up Figures I Think U Find It In The Templates Section

Under Faqs Section Step By Step Instuctions There Is A Link To Moneyclaims Web Site Also Further Down The A&l Threads There Is A Sharmel Who Asks The Way To Fill In Form Check This Out Too.. Good Luck

Update Court Claim Filed On 22/06/06 Recieved An Acknoledgment Of Service Of My Claim From A&l They Have Got Themselves Solcitors Group Legal Services Carlton Park Narborough Leicester And Have Taken The Maximum 28 Days In Which To File Their Defence Which They Have Ticked The Box They Intend To Defend All Of The Claim. The Lines Have Been Drawn. Must Admit Flapped A Little At This Point But This Is The Norm Right?some support at rhis point would be appreciated,any comments?advise?

when i illed out form if i remember rightly i put gir oaa underneath merseyside and left postcode blank ,if it queried it i think there was option to use address you have provided i just clicked this and it worked hope this helps.

Did I Read Somewhere In Forum That I Should Send A Copy Of The Excell Spreadsheet With All My List Of Charges To The Court?

22/06/06 moneyclaim submitted for £1012.47+£120 costs will add claim no to litigation section

FILLING THIS MONEY CLAIM FORM OUT IS NOT AS EASY AS I THOUGHT YOU ONLY GET 24 LINES AND 1080 CHARACTERS NOTNEARLY ENOUGH. ANYWAY MY FILING DATE IS 22/06/06 AND THIS IS MY FINAL DRAUGHT FOR CLAIM PLEASE ANY AMMENDMENTS OR OBSERVATIONS THX Claim for refund of punitive charges on acc XXXXXXXXX.Action on grounds that I had a contract with the defendant which was conducted by their standard terms and cond. I’m claiming the return of money taken by the defendant in charges over 4 years plus the interest levied on those charges. The bank's charges are a disproportionate penalty and unenforceable as they are con- trary to common law. Further, as a dispro- portionate penalty they are invalid under the Unfair Contracts Terms Act 1977 s.4 and under the Unfair Terms in consumer contract regs 1999. Para.8 and sch.2 (1) (e). In the event that the charges are not a penalty then they are unreasonable within the meaning of the Supply of Goods and Services Act 1982 s.15.Under sec 69 of the county courts act All charges will be liable to 8% annual intrest 0.022% daily .There are 27 charges between the dates of 06/09/02-02/09/05 with a total cost of £783.50. and £44.68 intrest.total + 8% intrest on penalties =£1012.10.22/06/06

Hi Im In The Same Boat As You Had All The Same Letters And Responses And My Moneyclaim Filing Date Is 22/06/06 As Well Good Luck May The Alliance And Leicester Action Group Force Be With You Jim

Is There Anyone There Does Above Sound Ok??

HAD TO ALTER PREVIOUS VERSION TO BE ABLE TO FIT I MONEYCLAIMS LIMITED SPACE DOES THIS SEEM OK TO EVERYONE AND WHEN THE TIME IS DUE TO FILE USING THIS. Claim for refund of punitive charges on account XXXXXXXXX Action on the grounds that I had a contract with the defendant bank and which was conducted on their standard terms and conditions. I’m claiming the return of money taken by the defendant in the way of charges over the last 4 years plus the interest they have levied on those charges. The bank's charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. Further, as a disproportionate penalty they are invalid under the Unfair (Contracts) Terms Act 1977 s.4 and under the Unfair Terms in Consumer Contracts Regulations 1999. Para.8 and sch.2(1)(e). In the event that the charges are not a penalty then they are unreasonable within the meaning of the Supply of Goods and Services Act 1982 s.15. under section 69 of the county courts act All charges against me will be liable to 8% intrest. There are 27 occasions of charges between the dates of 06/09/02 - 02/09/05 with a total cost of £788.00 and £48.72 in interest charges = £836.72 with 8% total £1013.40

just filling out moneyclaim online will not be sending yet as 14days not up yet hows this so far(nicked most from previous forum users) Claim for refund of punitive charges on account xxxxxxxxxx Action is on the grounds that I had a contract with the defendant bank and which was conducted on their standard terms and conditions. I’m claiming the return of money taken by the defendant in the way of charges over the last 4 years plus the interest they have levied on those charges. The bank's charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. Further, as a disproportionate penalty they are invalid under the Unfair (Contracts) Terms Act 1977 s.4 and under the Unfair Terms in Consumer Contracts Regulations 1999. Para.8 and sch.2(1)(e). In the event that the charges are not a penalty then they are unreasonable within the meaning of the Supply of Goods and Services Act 1982 s.15. Please note that under section 69 of the county courts act I shall be calculating all charges made against me with an additional 8 % interest. I have repeatedly asked the bank to justify their charges but they have declined to do so. There are 27 occasions of charges between the dates of 06/09/02 and 02/09/05 with a total cost of £788.00 and £48.72 in interest charges total £836.72 .A schedule of all charges is available. BIT CONFUSED WITH 8% INTEREST CHARGES THE ABOVE FIGURE IS WITHOUT THEM SHOULD I PUT CHARGES AS £836.72 + 8% INTREST £1013.40.