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toplad

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About toplad

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  1. toplad

    dlc egg help

    any ideas please really dont know what to do with this?
  2. toplad

    dlc egg help

    scanned them, should be able to read them now many thanks
  3. toplad

    dlc egg help

    http://s970.photobucket.com/user/toplad/media/egg1.jpg.html http://s970.photobucket.com/user/toplad/media/egg2.jpg.html
  4. toplad

    dlc egg help

    [ATTACH]45627[/ATTACH]
  5. toplad

    dlc egg help

    payment was made
  6. toplad

    dlc egg help

    i have around 18 months then no payment for 6 years
  7. toplad

    dlc egg help

    it was 2009, so not SB yet
  8. toplad

    dlc egg help

    is this cca ok?? should i SAR them any ideas please? thank you
  9. toplad

    dlc egg help

    just got a letter from drydens!!, states last payment was in 2009 so debt is still live and they have found my cca. http://s970.photobucket.com/user/toplad/media/IMG_3120.jpg.html http://s970.photobucket.com/user/toplad/media/IMG_3121.jpg.html would be very greatful for some advice on what to do with this????
  10. ok, my wife came out of work last year this meant we could not pay any non essientail debts. most have been defaults now although some are still in the process of going through now. we could not pay anyone anything, not even a pound a month as suggested by CCCS. she has now start employment again and we have started to pay everyone 10 pounds p/m until we have full income and expenditure details together. we owe around 30k spread across 8/9 creditors some are accepting 10 pound a month, which i will only arrange on a direct debit. some not accepting this. any advice please? should i cca, does this apply anymore? or sars request. i dont think we will be able to pay more more than 10 pound p/m to them.
  11. yep, defended on unfair terms and conditions. also they refused to send any paperwork across detailing all my complaints. so i also stated that my defence was not complete due to this. the case was thrown out as they did not sned all the paperwork in on time. iam sure they do not want unfair terms and conditions tested in court
  12. sorry they have done the same to me re booking. i have received ccj paperwork and put defense around unfair terms and conditions as above. defense was submitted on friday - fingers crossed.
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