My partner has been forced by his ex to enter into voluntary repossession and since she has conveniently declared herself bankrupt. The property has now sold and all £15k worth of arrears fall on him. The building society have now sent a breakdown of charges and these include:
£144 Valuation Fee
£440.63 Repair? What to change 2 door locks?
£250 Admin Fee
and the best of all £464.52 HIP fee when the property has been on the market with no breaks since Mar 07.
Can someone please advise if these are correct and the building society can get away with this. He already has to find "h