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About michtell

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  1. Can anyone inform me of the number of accounts that SPML still hold and are current. Loan or mortgage accounts or both.? Have any existing customers had any dealings with any of them in recent months or are in litigation with the bully boy tactics of the solicitors and what solicitors are you getting mail from as they seem to change frequently? I have been battling with them for years and have been to court more times against them than I can remember, but have never given up fighting back. Thanks in advance for the info It will be very useful to my case.
  2. Markez, You only pay what the court order tells you, not a penny more. So your payment date changed, no big deal! It happens all the time. Trust me IF they decide to go through court the judge will certainly go against them. Further, they are putting you in a vulnerable position by demanding MORE money from you which could put you in financial hardship. Clearly they are not working with you but against you. They have a duty of care to look after clients. The courts know all about bout these cowboys and in your case they would be laughed out of
  3. Lester, We, as in most of the normal working class , were not informed by phone, txt, email or god forbid a letter that we knew that this underhanded deal was done in 2016 , my accounts via sar and letters confirm the sale and or accounting or restructuring or whatever Else you wish to call it, ( I have my own version) , Not long before the bricks come tumbling down on these sharks and we all get vindicated, it just takes a few judges to show some balls and agree that thee re out and out crooks who have made a very healthy living out of the underclass or the ill informed , fight figh
  4. Totally agree , these are clever trying to hide their ill gotten gains but we are in the case, Don't worry about May, she's finished
  5. Hi , They changed the accounts over as the company was sold on again back in November 18. Obviously no one knew this as they kept it quiet but if you ask for a statement you will see it in black and white. Apparently it's being disguised as an account upgrade to there system. Northview own Kensington now so expect your rates to go up and up. Funny enough I believe they also own Southern Pacific now and you'll never guess what it's all ran by the same crooks that ran it before. Check out the directors of SPML , Kensington and Northview , it's all the same people just appoi
  6. Do not worry about Kensington threatening you with eviction, it is a standard tactic to intimidate you into surrender. REMEMBER THEY ARE KNOWN CROOKS, in every court in the land. I have faced them nearly 20 times in court and every time the judge sees through them and refuses point blank to give them possession. Do not fear them or should I say there agents as they will never show themselves in court as they prefer to call the shots behind the coat tails of others. Bear in mind in near,y all cases the facts are incorrect and they have a habit of adding hearty fees to the account. D
  7. Thanks for the reply. So if I get this right we can still claim back the excessive fees and charges going back to 2006. We know that they agreed to do this when the FCA had them fined back in 2010 and note that notice was modified in 2014.
  8. Hi All, We are seeking to claim back overcharged amounts on our account which go back to 2006 to date. We have made a counterclaim against them and they (Kensington) have come back with the excuse that the amount owed to us is statute barred.we have calculated it runs i tom thousands and I find this hard to believe as I thought that in relation to a mortgage we could claim back excess fees and charges up to 12 years or more , I'm not certain. Can someone throw any light on this matter as if they are correct it could mean many of its victims will never see a penny paid back. Even
  9. Hi All, Sorry to hijack this thread but I have forgotten how to start a thread. I have a question for all you Kensington / SPML victims which should spark some interest. In relation to a mortgage / loan going back to the 2006/7/8 period where clients were charged heavily for arrears, late payments and other illegal charges, does this potential claim in reclaiming fees and charges become statute barred due to the 6 year rule???? I would be very interested to hear your comments
  10. Now that is put to one side we can now concentrate on Kensington and the bad practice tactics they use to evict VICTIMS of greed and fraud. Dont forget they offered us £few thousand pound as full and final settlement but we declined it as we beleive it is 4 or 5 times that, also letters of apology and £100 compensation fess ect, When the judge saw the letters he call for an emergency hearing.They are well aware its only a matter of time before they will face the serious fraud office as all the other libor Lehman connected companies.Just hope we can set wheels in motion for a prosecution throug
  11. contacted Offficial receiver and had the apointment cancelled for a month, but supplied him with our mortgage statements ect, He called back to say he could see we have a deficit and that the offer of £1500 full and final is available from family but didnt know how long it was available for. I suggested to the OR to contact the claimant and expain. Either that or nothing will come. but this is annul the bankruptcy.
  12. I also told the bancruptcy judge that i had been in touch with the legal ombudsman and that they upheld my complaint and were taking on the case. I understood it to mean that after my interview and letters to the ombusman they were taking on the case to investigate. I asked for a letter from them to provide me with a letter for the court but it never came. No Proof on the day.
  13. i am writing to the legal ombudsman to explain whats happened and hope they will annul it pending their investigation as they have asked for all the paperwork, letters notes, emails ect previous to me being bancrupt which we are finalising now to post off next week.
  14. It is a firm of solicitors who acted for my husband on a probate matter , a price was agreed then i get double the bill. I refuse to pay, Served ccj, stat demand, Sherriffs costs with debt of 5 sherriff went away on appeal, tried to contact solicitors, offer charge, no thanks,,, offered what i agreed to pay not the service cuz the service wasnt worth it, appealed in court, something in the contract was questioned by judge , but ruled for the solicitors. This isnt a small firm but they operate in the same town as the court. Contacted the legal ombudsman to formally complain as i was advise
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