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  1. Hi folks, A query regarding continual nuisance calls to landline and mobile from PRA Group since 2014... are they in breach of GDPR Rules with this continual harrassment? They send a yearly statement still, for a 2009 debt long since Statute Barred. I'm not concerned about any further action from them as the debt was unenforceable (and they know it). I never speak to them on the phone and have their number blocked on my mobile, landline just goes to answerphone, will they ever stop? I dont think I've ever sent them a SB letter, do you think that would help... .is there a link to a template. Thanks.
  2. There seems to have been loads of instances of people receiving this letter at the weekend. I'd be inclined to wait for their next corresspondance, I'm sure you will all hear at the same time what their next plan of action is- or hopefully they will not follow it up. Just sort out your default notice that Mercers sent - they were all non compliant giving 12days or less to remedy.
  3. I had the same letter + formal demand for payment after not hearing anything since 2009. Their CCA consisted of a badly photocopied Terms and Conditions Leaflet from around the time the Credit Card was taken out (1999), this, they insist fulfils their obligations under s78 1974. Their Default notice, however does not! Dated 7th, payment by 21st, recieved on 9th.
  4. Was the DN asking for the arrears or full amount?
  5. "Will it reset the 6 year SB clock to the date of submission?" To be honest, if you have been paying them since Feb this year, its not going to make much difference is it?
  6. I hope you still have the Default Notice as in #196 Should provide a good defence!
  7. I dont think didydicky is still around - mores the pity!!
  8. Would the £10 payment they are reffering to be payment for a SAR made by yourself? (maybe even if it wasnt you could say it was) ;-)
  9. Urmmm! The OP was paying £30 till Feb'10 so how can it be Statute Barred? I'd get a CCA request sent off to Wescot ASAP.
  10. I'm not disputing this quote, I just find it very hard to believe! Having in the past been offered a "discount" of 40% for partial settlement that they promise they wont chase the rest, I wouldnt trust a certain american bank not to take legal action.
  11. Is the default notice _b what has been recently sent, or is it the one sent in 2009? The one above seems to be asking for arrears - did the one sent in 2009 ask for the full amount?
  12. Dotty, if thats NOT a lba what does one read like?
  13. I wonder if the new buyer will get their hands on all the original CCA's that are currently? held at chester, or if mnba will have a mass clear out of old archives LOL! I seem to remember when marbles was taken over by another company, none of my old records were transferred. CCA .....what CCA?
  14. The latest DN was sent by the current chasing DCA who had asked for a copy of the DN from the OC. To all extents and purposes this DN now looks compliant, however it is not the same as the one I originally recieved. It seems that certain american bank who issued loads of dn's like mine asking for the full balance, are now trying to put right their mistake. Convincing the DCA that they are still in the wrong maybe a different story!
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