creation cf ltd is a company who do finance agreements for these companys :JJB Sports adams kids Flybe West Bromwich Albion FC M&Co. USC Faith All Saints Selfridges & Co. Everton FC Sainsbury's mk one HMV Wolverhampton Wanderers FC Woolworths Derby County FC H.Samuel First Choice Sheffield Wednesday FC Carphone Warehouse Fulham FC Clarks Past Times Sainsburys National Tyres & Autocare ScS Land of Leather Car Craft Bennetts Electrical AHF Home Furnishings Midlands Co-operative Society Anglia Regional Co-operative Society Ultralase Focus DIY Fraser Har i currntly have a tv from bennets at buy now pay nothing for 12 months but if we dont pay all of it before next november i get charged £800 plus anything i already paid SO PAY IN FULL