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fevr

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  1. Thanks a million dx100uk. I think I found the Statute Barred letter in the library but it seems rather old as it's dated 2013. Is this still ok to use as I know the law can change over the years, especially in light of DOYLE vs PRA Group? Cheers Fevr
  2. Hi Everyone, I just wanted a bit of info on what Robinson Way could do now that the debt they have been chasing is over 6 years? btw, I'm pretty certain it is now finally over 6 years as I can't see the Hoist Portfolio 2 Ltd (they bought the Barclay card debt I think and then RW got involved) RED mark on my credit report check with either Experian or Equifax - my credit score has shot up to "excellent" now which is something I haven't seen since before the financial crash of 2009!!! I believe the 6 YEARS deadline was around the end of FEB 2019/ beginning of
  3. Hi Honeybee13, thank you very much for your kind words. I'm also sorry to hear about your mum, it is indeed difficult to see our parents like that:sad:. It is bad enough when these companies treat us so badly but when it's our loved ones and they don't have the strength or use the internet to find out, through forums like CAG, how to tackle the tricks played by so called trusted financial companies it enough to make your blood boil:mad2: BankFodder - I found the link for the SAR here https://www.consumeractiongroup.co.uk/forum/showthread.php?387306-Full-Subject-Access-Request you
  4. Hi BankFodder, Great to speak to you yet again and thanks for all your help in the past - it really did help me. I'm indebted to you. Yes he is still functioning but he has good and bad days. The Power of attorney kit link doesn't seem to work. It just takes me to the Forum home page - is there another link? Thanks
  5. Hi All, Thank you for all your help over the many years - been a long journey but almost there. Now that I have the strength and knowledge (from here) to take on the financial system in this country, I'm now trying to help my elderly Dad fight back. My Dad was always in control of financial affairs in the past but for the last few years now has become less able to deal with the modern world and now he is showing early sign of dementia. It came as quite a shock to find out that he has 6 credit cards which are now leaving him with no pension to live on. It became noticeable las
  6. Hi Rover6699, I'm actally in a similar situation to you with this car park at the moment. Can I ask what day you parked on, was it what they call a match day? If this is what they call a match day, I have a way of you going above Smart Parking and have the PCN cancelled. I'm having some fun with them at the moment as they won't check my claim and they've still sent me another letter. Exactly what Ericsbrother and Silverfox said. I will post this up when I get to my computer. They certainly won't win against me. http://www.consumeractiongroup.co.uk/forum/showthread.php?47
  7. Hi Ericsbrother, Many thanks again, I realise I'm inviting harassment from them but my motive is to get them to give more detail - hopefully you will approve of the draft I would post to them by recorded post? I want to then cause at much trouble as I can with the landowner, shops we visited and our local MP so they lose their contract with the shopping park. The "next mug" could be someone like my elderly father who nearly gave in with a similar situation. He only held firm with a lot of convincing from my Brother and I. Dear Sir/Madam, RE: ref4xxy
  8. Many thanks for all the Advice guys. Ericsbrother, I haven't sent anything back to Smartparking yet as I wanted to make sure I got as much info from you guys before sending any reply. The important thing for me is not to incriminate myself or my wife so your point is well understood. I could indeed do what Silverfox1961 has said and just ignore this letter, I've done this in the past so know these PPC go away in time. However, in this case I feel that they need to be challenged and to explain where it is indicated (on the signs in the car park) about "match days" whatever this means!
  9. Hi ericsbrother, I've just uploaded a better copy of the letter. Is it POFA compliant?? Your reasoning is exactly what I was thinking, what exactly is defined as a "match day" and how would I know! The signage around the area doesn't have a calendar showing (at least on my visit to the car park today) what these days are and there wasn't any special sign displayed on the day of the contravention that I can remember telling me "match day" only 90 minutes. Surely there should also have been an operative of Smart Parking there to inform people but I guess that costs money.
  10. Hi All, Hope you can help with the parking charge notice that I received this morning. According to the PCN letter, on the 29th October I stayed in the car park for 2 hours, 34 minutes and 31 seconds before leaving. Smart Parking operates a ANPR camera system with static notice boards (non electronic) dotted around this car park. I can't see on the letter what the time limit was for this day which I feel should be stated so I actually drove to the car park to read the signs - my assumption being that I had 3 hours like most of the car parks in that area. The mai
  11. Thanks for coming back to me dx100uk, Yes, both the old marital home and the new address that I'm renting now are showing. Btw and I don't know if it's relevent, there is the mortgage on the old property showing on the report that is still being paid by my ex but the property is in both names, she is also shown as financially linked. We haven't been able to resolved the financial split even after these years.
  12. Just started a free credit check with Equifax - Credit score is poor at 332 with Barclay being the only problem area. The info given has certainly jogged my memory. Sorry guys for being so vague. OK, so I was communicating and making intermittent token payments of between £50 - £100 pm to Barclay Card up until July 2012! I didn't make any further payments after that month and they gave up with the account in FEB 2013 and marked it as settled on that month (see screen below) but it isn't marked as being defaulted, rather it shows as being passed on to a company called Hoist Portfolio
  13. Thanks Catquest, The higher figure is why I'm disputing it, I just don't recognise it as being a true figure. I'm sure there are some added on "fees" that bump this up. Is there a process to get the facts fom either Robinson Way or Barclay Card without acknowledging that I owe the debt? I'm bitter that these debt companies are making a business out of people so that's why I would prefer playing "hard ball" - paid thousands of £ during the down turn in interest and late fees. Who does Barclay Card use as a Credit Reference Agency?
  14. Many thanks DX100UK, Is there a way of finding out if I've got a CCJ - don't they have to go to court to get one of those or at least a letter from a court? I've found a website called TrustOnline http://www.trustonline.org.uk/ which seems to offer a way of checking for CCJ's without having to resort to using Experian or Equifax. And is there a system for finding out when the date of when I defaulted without talking to Robinson Way, do I talk to Barclay Card? Thanks so much
  15. Hi All, Been a long time since I've been on the forum but need a little advice if possible. I believe I defaulted with Barclay card back in 2010 but I'm not sure of the exact date. Had personal/business problems back in 2010 (actually before if you see my posts) which ended with me becoming divorced. After this point I "stuck my hand in the sand" and ignored a lot of the relentless letters from them (and others) as the recession had wiped my business out and I had far bigger things to worry about. Over the years I haven't heard much from BC seeing as I'd left the marital h
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