Hi there, Sunny loans Sold To SSL Capital - now Moriarty Chasing me. - Financial Legal Issues - Consumer Action Group Exactly the same issue with me but I set up an agreement with SLL. Just wondered if you had got any further with your dispute?

I really hope someone can advise because I really need to get a mortgage soon, but I have just had my credit report and find that I had a default placed on it in Dec 2007 by British Gas. I do not recollect ever receiving a notice of default from them. I started the process of trying to have the default removed with them and have received a letter from them saying that I was told by telephone that I woud be having a default if I didn't keep to my payments. I am positive this never happened. Can they do this by telephone? Does anyone know the procedure that must be taken by them before issuing a default. I know Bristish Gas are not regulated by the CRA. I would be so grateful for any replies on this. Credit Report Click link to open in new window.

Thank you for the reply Rhia. I didnt think Utilities could do i either but it is definitely there. I am so worried about it and of course it doesnt come under the Consumer Credit Act. The letter I have from them tells me that they warned me over the phone!! I dont remember them doing this. I thought a default was a legal document giving a debtor notice???

I really hopr someone can advise because I really need to get a mortgage soon, but I have jut had my credit report and find that I had a default placed on it in Dec 2007 by British Gas. I do not recollect ever receiving a notice of default from them. I started the process with them and have received a letter from them saying that I was told by telephone that I woud be having a default if I didn't keep to my payments. I am positive this never happened. Can they do this by telephone? I would be so grateful for any replies on this.