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emitherme

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About emitherme

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  1. May or may not be of use to fellow Caggers on here, but I was also in same situation, one of the Larger UK Banks issued a CCJ knowing that I was living in Australia - Even though I was making payments. I defended it in the UK Courts, and have just heard that the case has now been Struck Out, as the claimant (**** Bank) did not comply with Allocation questionaire, even though they were given an additional 3 Months to respond (and they would have had to pay GBP 250 also). Court confirm that that is a Final Decision and the case will not be taken further.....!!! Now whether or not
  2. HSBC - DG Solicitors/Metropolitian Collection - about to go legal !! EGG - NCO Europe & Collect Direct, Chasing the same amount Lloyds TSB - No agency Yet Mint - No Agency Yet MBNA - No agency yet Whwere do I start ?? Any help would be great Thank You
  3. After spending much time reading threads on here Please Help me clarify as to the Following : I am currently residing in Australia - but have several Unsecured UK debts Remaining, Loans & Credit Card. Some are ine the Hands of Creditors Solicitors/ collection agencies - some are still with actual creditors. My questions are :- Who do I send the CCA Request to ? When do I send (ie before they issue lgal proceedings) What to ask for ? Do I CCA Overdrafts and Loans or Just Credit Cards ? Please remember I am now living overseas as well. Look forwar
  4. I am now living & working in Australia, but have Approx 80k of unsecured debt from the UK, which I have not run away from, this was due to various situations when I worked and lived in the UK. I have since sold my UK property - but beacause of the credit cruch, have not got as much equity as expected - I had to drop by 150k !! to sell ! I really want to pay creditors, and have written to them all with offers of pro-rata monthly payments - however the only resposes I have had so far is that creditors have passed onto solicitors/colection agencies to obtain payment or CCJ. I n
  5. Hope somebody can assist me out there. I am no longer living in the UK I wrote to HSBC in November with Offer of Payment against a debt with a Full Financial Statement, however I have not had a response from them at all. I now live overseas, and have my mail re-directed, this morning I got a County Court Claim - dated 4/12/08. with 14 days to respond !! This was submitted by DG Solicitors to the County Court. I no longer live at the address it was sent to - as mentioned I am oversas and advised HSBC about this. What can I do to get this set aside or otherwise if I dont
  6. First time on here, but after reading many posts - I guess somebody out there will be more helpful than speaking to my creditors - Please !! I have left the UK (Not run away from debt), but have hopefully pursued a better life for my family !! The unfortunate part is that I was earning very good money in the UK, and hoped to do the same - In Australia, however it hasn't worked liked that, the life is great, but my UK debt (appx 70k - unsecured) is killing me - It is spread over 5 companies Banks & Credit Cards. In the UK I earned enough to pay each month, but in OZ I just si
  7. First time on here, but after reading many posts - I guess somebody out there will be more helpful than speaking to my creditors - Please !! I have left the UK (Not run away from debt), but have hopefully pursued a better life for my family !! The unfortunate part is that I was earning very good money in the UK, and hoped to do the same - In Australia, however it hasn't worked liked that, the life is great, but my UK debt (appx 70k - unsecured) is killing me - It is spread over 5 companies Banks & Credit Cards. In the UK I earned enough to pay each month, but in OZ I just si
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