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lisadp1970

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Everything posted by lisadp1970

  1. Wow! Thanks for that advice, very handy to lknow! What also concerned me yesterday was my 5yo son was with me when I confronted the Bailiff as he turned up just as we were getting home from the Docs. Now Sam is on the Autistic Spectrum and is Diagnosed with Aspergers syndrom. He gets very confused and upset with unfamiliar situations and I di ask the Baiiff to go as my son was present (briefly outlining his condition) but he just glared at me. Needless to say Sam was getting very confused and quite upset as to who this person was and I'm worried about him getting affected by this again. Would he fall into the Vunerable group as well, even though the debt isn't anything to do with him he is still affected by these people turning up and causing upset?
  2. Thank you both very much for your replies you have given me some fab advice The only letter the Bailiff left yesterday was a notice of attendance regarding Council Tax debt, thankfully there is no mention of my car, so I will get the V5 changed and sent to DVLA today and hide my car in a back street until the DVLA change their records! I know I shouldn't have lost my cool, but I think the whole frustration of listening to this silly cow going on about prison etc my emotions just boiled over (I'm also 6 months pregnant so there were a few extra hormones thrown into the mix as well:oops:) Thanks again Lisa
  3. Hello It feels like I'm running round in circles at the moment in regards to our council Tax debt and the zero co-operation I'm getting from the Council or Baillifs in regards to paying it off! We owe 2 amounts to Baillifs Penham Excel 1x £934 and 1x £1465 - both way over what we actually owe the council! Baillifs have been 4 times now and each time I've refused entry into the house to do a walk in possession, but today he turned into a smart a*** and said he would go away and get an order to take away my car (no finance on it and only worth around £1200). This has really worried me as I have to have it to get my 5 year, who is Autistic, to school 3 miles away and then my other son to nursery. Can they take my car? If yes, then would I be wise to change the ownership to my Mum so if they come back to take it, it isn't officially mine? The baillif has insisted that we pay the first amount in full and maybe they will come to an arrangement for the second amount if I allow the walk in possession. No bloody way, does he think I'm stupid? I've read about people who've done that thinking they can get a good arrangement set up only to find they've been ordered to pay it off at £400 a month and then have no option but to pay it or lose there things! Spoke to the council to see if we can pay the debt off at £50 a month direct to them and they refuse to help as "it's gone too far now" and they said if it get's handed back by the Bailiffs they will go for a committal to prison! I slightly lost my cool with the woman I was speaking to and told her that this is going to leave us no other option but to go Bankrupt as we also have other massive debts in our name, a repossession order on our house (which is my number one priiority to pay every month) and no one is offering to help us! Is there any other way out of this? I did suggest an attatchment of earnings, but she said that would be at least £250 a month, the £50 we're offering would push us quite a bit. HELP!
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