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About lisadp1970

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  1. Hi My garage door (up and over) is old and knackered and came off the runners, broke where the cable attaches and got stuck in an open/half hanging way about 4 weeks ago. I text my LL twice and got no response so I emailed him along with his wife moaning about it being ignored and the fact it's full of our things such as bikes, tools, two freezers full of food and anyone can just walk in and take what they like and that as the back door from the garage to the garden was also broke an couldn't be secured, everything in my garden was also open to theft. This prompted a response and she got back to me. It then took almost a week to get someone out to manage to close it, not fix it though, but I pointed out this wasn't just to be left as I have loads of possessions in there and the kids can't access there bikes or scooters it was still urgent. This was about 10 days ago and not heard anything else from my LL's and a few days ago the door started to cave in again, so I've now text her twice and tried to call but had no response. The high winds today are pushing it to the point where it's going to collapse and quite frankly I'm pi**ed off as it's now leaving all my possessions open to theft, insurance is invalid as they're not secured and still no answers from my LL. I've emailed them to advise if I don't hear from them within 48 hours I will get someone round to either repair or replace the door myself and then bill them for the costs. Am I within my rights to do this as I'm at a loss what else to do. Thanks Lisa
  2. Apologies if this is in the wrong area but wasn't sure where else to post. My sister died in August 2016 and as she died without a will everything was left to her husband. Now here comes the complicated bit......She had bought her house from the council at a large discount before she met her future spouse and lived there with her two teenage children. A few years later she got into huge financial trouble and was struggling to pay the mortgage so when she got with her husband he took over the finances and sorted out the debt and it became a joint mortgage. A few years later and she was diagnosed with terminal breast cancer so her life insurance was cashed in and the majority of the house was paid off, leaving some over to enjoy the final few years of life for my sister. Fast forward to now and her Widower has literally cut off her two children (now adults and with their own families) sold the house for £260k which is around £30k under it's market value and moved on without even informing my niece so she could go and clear the loft of all the very precious family mementos which were in there. He is now threatening to take her to court claiming she owes him £6k, which he gave her as a gift just after my sisters death to pay off her debts, stating that it was actually a loan. There is nothing in writing or evidence of my niece agreeing to it being a loan. 1st question, can she just ignore his demands for the repayment of the £6k if there's no written or signed agreement it was a loan 2nd question, was he legally allowed to sell the property on without informing my Neice and Nephew knowing there were a large amount of their personal keepsakes in the house? Thanks for any advice
  3. Just had a scrawny, unkempt individual knock at my door claiming to be from Resolve Call Credit. I have no idea who this company is and have never received a phone call, email or as far as I know, letter, from this company. He wouldn't tell me what it was in regards to until I'd give him security details, to which he was told to "go away" or words to that affect, as I wasn't going to disclose my personal details to a complete stranger who knocks at my door and won't tell me why He posted a letter through with contact details and that this is the first visit. Now do I contact the number on the letter or just ignore it, as I really can't think what it's for. I'm just worried if I do call them it could be in regards to a very old statute barred debt and by doing so means I will be acknowledging it. It doesn't bother me if they knock everyday, they will be told the same thing everytime.
  4. It is a public highway. TBH I don't think they'd care about any damage as I'm assuming they've been taken in part exchange so the dealers already got what they want out of them
  5. Its Ken Brown Motors who are a big Kia dealer. Photos have been taken and I've reported a few to the DVLA and also the local council as abandoned vehicles as some have been there a few weeks now
  6. Hi. Just wondering if anyone can confirm what a dealerships legal responsibilities are regarding the cars they've taken in part exchange? Basically a local dealer has taken to parking over 10 cars, which are all untaxed and some no MOT, on a narrow no through road which leads to a very large and busy school. Its been going on for a few weeks now and causing huge congestion problems at school run time as cars are unable to pass to and from the school. Want to confront them but obviously would like to know how the law stands first Thanks
  7. Hi Not sure this is the correct place to post this so apologies if not. I arranged for my car to be collected for scrap through a company called removemycar.co.uk, who are rated very highly. A local salvage company contacted me and arranged to collect the vehicle on the Friday (14th) and the payment of £148 would be transferred to my bank the same day by BACS. When the car was collected the man left a receipt also stating on it the price and how it was to be paid and advised that once he was back with the car the payment would be processed. No payment has been made yet and all I'm getting is excuse after excuse. First it was "the payment went through on Friday by BACS" Called my bank to check on Monday and they couldn't see any payment waiting to go into my account. Called them back "oh the girl who does the payments is off sick today but it will be done by instant transfer tomorrow (Tuesday)" so they obviosly lied to me about it being paid on friday Tuesday came no payment by the end of the day. Spoke to them today, "oh we've been having problems today but it will definitely be getting paid into your account within the next hour" as of yet nothings gone in and so it goes on. How would I pursue this if my worst fears are correct and they're trying to pull a fast one and not pay me? I have the email from the removemycar website confirming the amount to be paid, plus the receipt from the salvage company, but who do I go to to chase my money? Feeling very annoyed by it all as the salvage company has great reviews yet for some reason are just taking me for a mug
  8. Hi I'm posting this on behalf of a friend who is at the end of her tether regarding the treatment she is receiving from the local Council. Long story short, she has been placed in temporary accomodation along with her 5 kids aged 2-14, having had to leave the emergency accomodation she was put in after her senile old father threw her and the kids out on the street one night. The house has the bog standard set up of front door, back door from lounge to the garden and a side door. She has only been given keys to the front door meaning she has very difficult access to the garden, but what worries her most is if there was a fire or they had to get out the property quickly the only way out is the front door which wouldn't be much use if that was blocked by a fire. She spoke to a woman at the council this morning who in a nutshell said "oh well we try not to give keys out to the back doors you'll just have to manage and if you had to escape you'd just have to try and get out the window instead"!!!! Surely this can't be right? If she's paying rent to stay in a property surely she has the right to access and exit it through all it doors? Any advice appreciated as they talk to her as though she's some kind of ****** chavvy single Mum which she's far from being. Thanks
  9. Hi Asking for a friend Can someone please confirm that a straightforward passport renewal doesn't need a counter signature. There's no change of name or much change to appearance so from what I can see just need to fill forms out and supply new pictures? They've got an appointment at the passport office on Wednesday so just want to make sure everything is correct before travelling up there. Thanks
  10. Its with Equita. The car is a 54 plate Peugeot 206 and not in great condition. I have emailed the council today pointing out I refuse to give the Bailiffs anything and the situation with my children etc, But I wanted to know where I stand in regards to whether my car is seen as being vital so cannot be seized
  11. Hi Can someone please advise whether my car is exempt from being seized by Bailiffs for a debt of £1700 when it's only worth about £400-£500. It's also vital as my role as carer for my two autistic children, it's not an official disability car but I'm their registered carer and need it to take them to appointments and to and from school as public transport is a no go due to their condition. As I understand vehicles with a value less that £1350 that are needed for work are exempt, does my role as a carer put me in this category? Thanks Lisa
  12. Thank you, I might as well wait a few more weeks and save myself a tenner Would the following details be sufficient: - My full name and D.O.B My ex husbands full name and D.O.B Address which was repossessed Dates mortgage ran from/to
  13. Hello I need to make a Subject Access Request to NRAM regarding the house repossession we went through back in 2011. I've looked on their website and it's very vague what I need to include. The mortgage and property was joint with my ex husband so does he have to agree to me doing this? I need these details urgently as my local council won't let me go on their housing register until I can prove the house was repossessed and not sold for profit. Thanks for any help Lisa
  14. It was the Council who refused the £20 a month and even though they have a LO it wasn't the court that set this amount this was what myself and the council came to an agreement over
  15. In relation to my previous posts I did follow up on the advice given which has led to the Council requesting a financial statement, which brings me on to this query. As for not continuing with the payments, the council flatly refused to accept the £20 a month and advised me that I had to deal with the Bailiff company, to which I told them no as the Bailiff company won't accept £20 a month and wanted the whole balance and no less. The council a short while ago got back to me advising that they will accept £20 a month but I have to pay this to Penham Excel, who I refuse to have anything to do with.
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