And Patrick...in process of writing to Which...thanks

Have done SAR's...stamped and ready to post tomorrow 1st thing.....how do I fight the "wriggling out" of providing the information which I suspect, from all your comments, will happen...Bt the way I have kept written records of all conversations but not recorded as I thought 1, you couldn't and 2, I dont have the gear...

Thank you Patrick. Chilli and MM...feel suddenly energised and not alone...

Thank you MM...you have given me a boost as well as a smile....will take your advice .....doing right after this post!

Thanks Chilli,.....my point really is what could I do with the information a SAR would provide? The facts I do not dispuite ie in arrears (2 months), repossed, sold etc....I'm assuming they had every right....my complaint is the unfairness and the process and the total disregard of basic consideration which would have enabled me to overcome the arrears problem. I am disallusioned andnot really up for a fight but dont want to end up bankrupted which will surely happen when they chase for the shortfall.....

Thanks for reply Patrick...the answer is no, for 2 reasons, the 1st is that I believe matters have gone too far and the second is I lnew not of SAR until recently and even now do not fully understand its significance to my situation...

Hello all, sorry to butt in but new to seeking help and not sure how this site works...lets see what happens...To cut a long story short, LPA receivers were appointed about 8 months ago and have now sold the property but have not said for how much or the completion date. I have asked for this information but throughout have been treated like dirt by the LPA and no doubt will have to ask again....i am liable and have paid some of the council tax not paid by the dissapeared tenant, have no idea of the shortfall in the BTL loan, have known since they took over the property no attempt was made to let it even tho its in a letteable area, have had difficulties since just prior to the LPA being appointed as my fixed rate ended at the rates actually went UP...Chelsea trying to fleece tied in customers I suspect....anyway, my point is and help required, is there anything I can do to end this nightmare....I feel no one, lender or LPA, has tried to help me during a temporary difficulty and indeed have made matters worse leaving me, I suspect, with a big debt which I cannot pay...again sorry for butting in.