Ok, will do

Hi, Have been trying to phone Northampton County Court all morning, but line is constantly engaged (Is this a sign I wonder, Lol) Number I have is 0845 408 5302. Does anyone know any other numbers, or do I just keep trying? Thank You Woohoo!! Got through, BUT, lady I spoke to was very apologetic, but they haven't got the facilities to search through all their files. Was all fired up, ready to sort things out, now feel a little deflated, Lol, think I need to get out more So do I phone Screwfix, or wait for the bailiff to come back?

Thank you for all your advice, have spoken to sister, she is absolutely fine with "buying" the car, but letting me use it. Logbook winging it's way to DVLA as I type and in my haste, when I put down 10 for the month, my hurried writing may look a little bit like a 9, Hey Ho

I think it was about 2003, can't remember signing anything, it was quite a while ago, but I'm sure I applied for it over the phone, so not 100% sure

That is pretty much it, in a nutshell really, Sorry, not much help I know

Hi jadzia.dax1, WIll remember that, Thank you This thread will be just for the Screwfix CCJ from now on

Lol, don't worry about being harsh, bit new to all this CCJ in 2006 has so far not turned up, so at the moment, rightly or wrongly, not going to go looking for it, as and when it does turn up, will deal with it Default CCJ, is the one the HCEO is chasing for, is for Screwfix, which was a Self Build Credit Account, as for your other questions, I don't know if there are late costs, or a credit agreement, all letters got sent back or binned, how would I find out? Going to contact Northampton tomorrow, but should I phone Screwfix and ask them?

Never been on the electoral register in my old name, old name is on Equifax, but the two credit files have not been linked yet, but I know it is only a matter of time. Already have a bank account and card in new name, so too late for that, also in the process of applying for a self cert mortgage, which has been approved in principle, so I've got the money behind me to pay anyone else who comes knocking, I'd rather be mortgaged to the hilt, than lose my home Don't want to hide anymore, dreading the post everyday, or a knock at the door, so it's got to be better that I face it now. How do I find out which court it's registrered at, and what can I do about it?

The debt that is being chased by the HCEO is the one that went to court and CCJ obtained by default, sorry for the confusion Original credit limit was £750, but I dread to think about how much it is now, can't tell you, as I never opened the letters, so I don't even know which court it was done at, D'oh!

Lol, it's all very confusing, but when I moved house, I changed my name, name change is on Experian/Equifax, but they kept chasing for debt in old name, I ignored all letters so they obtained CCJ by default, first I knew of it was when HCEO turned up the other day, Oops!! So when he asked for this person by name, I replied no one here by that name, and showed him my licence as proof. Technically correct, but naughty I know, but at least it's brought me some more time, which is what I need to try and sort this mess out, Lol Good news about the car, will ring sister and insurance company today, Thank you

Hi Joe, Thank you for replying HCEO is chasing debt, CCJ obtained by default, as kept ignoring letters Debt is to Screwfix, on CCJ it had "my name" and then trading as "my name", but I was never a business, just opened a self build account for a renovation I was doing Book value of car is abt £1200, it's registered in my new name, not the name the debt is registered in. There is no HP on her, I am on the electoral roll in my new name, not the old one which has all the debts against it, it's all very confusing

Lol, I'll try again Managed to fend off Bailiff for a while, but I know he will be back, am I right in thinking that if I put my car in my sisters name he can't take it? Would my sister get into trouble for it? Is it best to register at a completely different address, or does that not matter? If it didn't matter, could I then put car in my Husband's name? Know I have to pay the debt, just if they take my car, I have absolutely no way of getting to work, live out in the sticks, six miles from the nearest public transport Any advice/tips greatfully received Hope you can help

HCEO is a High Court Enforcement Officer, there is no debt secured on the car, but they can take it towards the debt CCJ awarded in 2006 so definitely not Statute barred What information do you need? Obviously not going to let the HCEO in, so when it goes back to court what happens next is my main worry Thank you Well, I tried Thank you to those of you that have replied, Sorry if I haven't given enough info, but I don't know what to do

Hi Cosalt, Thanks for that, was a bit worried about being judged, but at the end of the day, I've done a lot of bad things, so wouldn't be undeserved Can't stop the panicking though Anyone please :? Sorry if I'm being impatient, but I really want to get this over and done with I know I've made mistakes, I would just like some help/advice on how to try and sort this out

Sorry, forgot to add, that the debt the HCEO was chasing wasn't the one that I went to court for, this CCJ was obtained by default, as I sent all letters back not known