Hi I see you know plenty of info on this subject can you help me.... I have a hire purchase agreement from Mercedes Benz Finance, I have had the agreement 14 months. The full term is 36 months. They have told me if I want to hand the car back there is a hefty price to pay. I have paid 1/3 of the agreement so far is there any chance of just handing the car back? They have told me that paying this hefty amount is the only option....... Hope you can help.