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upset mum

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  1. Sorry to be a pain, I am trying to contact the court about this, what do I need to put in the defense?
  2. We had one other letter from Phoenix before the Bailiff came to our house, and yes its from the Council.
  3. Hi we received a PCN and in December we had a call from a bailiff working on behalf of Phoenix Collections Limited, he stated that 2payments of £138.02 had to be made on 4.1.12 and 4.2.12, he failed to introduce himself (only found out his name due to email) but as he caught us off guard my partner invited him in, however due to family circumstances we have asked if we can now pay this at £50 a week to be told he is doing us a favor and he wants payment asap and not to ring him again today as hes not working? I have emailed Phoenix to which I got consult your bailiff, I have spoken to the Council who say that they cant take it back over, and I have also noticed that there is small print saying payments made via credit or debit cards will occur a charge?? Anyone had any dealings with this company and any advice at all on how I can proceed with this?
  4. Thank you rang the court and they said I needed to send it all in again asap and if the bailiff calls to make him aware that I have sent the documents in and that it is pending
  5. I have requested that I pay £40per month starting next week, and will be paid off sooner should finances allow, just going through a tough time at the moment so shook me up a bit, thank you for your advice
  6. Definatley County Court, the card says Mr ********, of Bradford County Court called today.
  7. Thank you danboy381, will ring them and see what is happening, as its a new application for suspension as I couldnt make payments on the first one in January 2011, hopefully I will be more at ease tomorrow after speaking to the courts.
  8. Hi looking for some advice, I have an outstanding debt for Yorkshire water for £172.25 and the baliff from the County Court has been and put a card through my letter box, stating that because of the age of the warrant and no payment been made there will be a locksmith and removal van present at next call, but no date of next call. I rung him and explained that I have sent in a request for suspension of warrant for the second time this year as my partner lost his job and we had no income coming in and offered payment of £40 a month with the fee remission form been sent 1.5week ago due to not sending it with the first application, he said I had to ring the court office and ask if it had been received and if not he would be back! He was quite aggressive on the phone and did really scare me, I have just finished filling in all the forms again to take down to the court office tomorrow should they say it hasn't been received. Can he actually get a locksmith and force entry if I have applied for suspension of warrant? I feel like we get one thing sorted Council Tax was a big one as they were starting committal proceedings and then something else comes out of the woodwork to bite us hard. Feel like our whole Christmas is going to be spoilt and so scared my son will witness someone taking our belongings even when I have offered a realistic affordable payment. Thanks in advance for any advice
  9. Sorry will have to try get scanner working, would be easier all round. Thank you all for your advice
  10. My partners capital one card was taken out around 2002/2003 and he last made payment in 2003 from what he can remember does this mean it will be barred?? think I will CCA them and see what happens then. Thank you again
  11. Will look into CCA request, been reading a lot about them on this site and think that maybe the next step we take.
  12. Not 100% sure when the debt was last acknowledge as it was taken out before I got with my partner, but it hasnt been acknowledged since we have been together.
  13. Thank you, I thought it might have been a way to get us to get in contact with them, however we are currently looking in to entering into a dmp just searching for the best one.
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