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gustavius rex

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About gustavius rex

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  1. Hi Guys, Someone asked, a few pages back, how l was doing. Well, l'm busy, so busy there's not enough hours in the day. 3 court cases with one a.sh...e who managed to get a ccj by forwarding the questionnaire to the wrong address. Will, of course, ask for a set aside eventually, but, it will cost more money and require more time, which l do'nt have. Am checking up here daily, though, but must admit l'm a bit disappointed at the lack of real progress. Still a lot of tailchasing and very little constructive action. Some good has been done and l expect to be back full time shortly with some rea
  2. A few comments here that may be of interest. Have two different dealings with Welcome, one a car purchase and one a secured loan, both sold with the usual insurance packages. My PPI has been ok, but, there has been other problems relating to the secured loan. have a solicitor dealing (or trying to deal) with Welcome re. mis-sold PPI and the latest info we got from him was....''the PPI was sold through an agent that is no longer trading''... The same info came through regarding a mechanical break-down insurance l have for the car...''Welcome do no longer sell cars, why, we cannot deal with them
  3. l remember that one. l was one of those who were convinced we could get them on fraud. Actually still think they acted fraudulently. Maybe it will come to light that fraud was actually what they were involved in? ln any case, l do like the turn of event and look forward to the day ''when all is revealed''. Got a reprieve again and hopefully will now be able to sort my own mess out. Am still waiting for the court to contact me and will keep that door open, just in case, well you know what l mean. A large stone fell off my shoulders, though, and maybe l will now be able to spend the time l
  4. Right Guys, Anyone who have a bit to contribute to solving my current problems is very welcome to do so. This is the situation; l've got a mortgage with a, let's say ''near sub-prime'' lender. l have had arrears of around £10,000.00, which l paid off in full last year. Since then l fell in to arrears again and am in about the same situation as last year. l've tried to resolve the situation, but, have a lot of problems that l cannot go in to here. Now my lender has decided that he's had enough and called in the bailiffs for reposession by virtue of the suspended repo. from last year. This
  5. hi Wonderman, Good of you to read through the referenced judgement. However, l think you missed one very important point and that is the validity of deeds. Anyone here who did not sign the entire mortgage deed, but, only one single page that was inserted by, for example an mortgage advisor, will stand a reasonable chance to have their mortgage deed declared invalid, i.e. the mortgage advisor organsed the whole dingaling and you only signed off on one or two single pages and not the entire deed document. May be very difficult to prove, ut, l am now in such a situation where my deed is inv
  6. lf what you say is correct, well then it's most likely good by Northern Rock!!! Which will, of course, not be the case. lnteresting case this. l wonder if anyone is going to pursue this issue? GR
  7. So, we are back with the legal v equity charge issue. There is no need for the mortgagee to sell the legal title as he can lawfully assign the equitable title to a mortgage. The spv re-packages all the various equitable titles in to tranches and use them as securities against bonds sold on the Irish exchange. The mortgagee holds the titles, but, they are in turn guarantees against the equitable tranches, but, still the ''property'' of the mortgagee. Forget this issue, we will not get anywhere if we start with this rubbish again. They may not be the smartest cookies around at Lehmans, but, this
  8. Hi Guys, Have just had a scroll down the various posts and it's more depressing stuff than my own current health condition. EiE, lTBG, Crapstone, Ryde and all the rest, you've all done such a great job, found out so much of value and contributed such a wealth of information, that you should all be very proud of your achievments. You have to look at what you are up against. A government and financial establishment that work hand in hand, not out of love, but, out of necessety. l am sorry that l'm currently so busy saving my own bacon, but, if l cannot come up with a new ''theory of r
  9. Hi ryde, Please, take it easy, no hard feelings, just a bit of surprise at your statement. Enough about this and let me tell you what happend to me. l went to court in a commercial lease case, where the claimant insists that l have a signed and valid lease running for some x years. l have disputed that, but, have had problems with the case law as l never managed to find any relevant judgement. Now, last week, l had some help from an unexpected source and found the case law in question. l faced a solicitor, a barrister and the claimants alone. l did manage to part win my case and where l l
  10. Hi Ryde, Do not know why on earth you would ''re-evaluate'' old Maggie? She managed, with a few exceptions, to run this country completely down the drain. She was the mother of the industrial wipe-out and focusation on financial and service sectors as the future for old GB. And, concerning Europe, l do not understand your complaint about a ''sell-out'' at all??? Most of the legislation that protects you, me and the rest of the Joe's in this country comes from or originates in Europe. Europe is not saddled with the class system we have here, why, the parliaments and laws of Europe are main
  11. Hi Ryde, You know, as well as l do, that all these various companies are nothing, but, dream factories, without any other purpose than to lead us and the authorities round in circles. ln the end they all belong(ed) to Lehman and are proberbly staffed by the very same people. lt's a game of smoke and mirrors you put up to stop anyone from realising the truth behind the fasad. Among other things, this is what you do when you want a one man boiler room business look like a billion pound conglomerate. l guarantee you that there is not one single person who actually works full time for either
  12. Woow, Just walked out of a court room facing 1 solicitor, 1 barrister and 2 clients and l won!!!!!! Contracrs performance at it's worse. Unfortunately it does not relate to this site or even anything that could be useful, with the exception, that you can beat them if you are geared up and know what you are talking about. Even the judge was surprised that he had to find for me in all (to me right now) relevant points. l cannot go in to any details as this case will now continue, however, l proved that what l was saying, was the truth and based on facts. Further, l proved that even a lowely n
  13. Let's reverse that and complain to FSA and the rest first, with a copy to the lenders solicitor. l am still putting together the letter and shpould, hopefully, have it out this week. GR
  14. l think this is such a complicated issue that few know the ins and outs. Do remember that neither lender, borrower, investor or regulator understood the complexities of the derivative instruments they were dealing in. Even today we and they are arguing about the legal v beneficial titles. Having gone through Rydes excellent pieces it becomes clear that not even the law makers understands fully what is going on. The fact of the matter is, that it's an even larger, but, hidden financial catastrophe than what we have recently experienced. No-one knows exactly how big the sub-prime market is. All
  15. Thank You so much Eagleforms, Have included Norgan's Law in my defence as the case is almost equal to mine. Have also spoken to my lender, who suddenly seems more willing to look for alternative solutions??? We shall see how it goes, but, am not particularily worried as l shall use the Statutory Instrment 1999 too and that seems to be more worrying for our friends in the banking industry than Norgan's law. Again thank You, Gustavius
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