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  1. An update, the DCA has replied with another payment deadline, seem to have totally ignored the letter we sent
  2. The only challenge is, we currently have accounts with Provident, so we see a collector weekly anyway.
  3. Letter typed, and sent first class recorded, see what comes back
  4. That's what it is, an offer of a 'fresh start' working on the pdf
  5. Thats brilliant, thanks guy's. I was so surprised when I opened the letter this morning.
  6. Hi Guy's As above, basically a debt that has been statute barred for around 3 years. This morning we get a letter from Provident telling us they bought the debt from Scotcall. I have uploaded the letter for your perusal. Please advise on suggested next step. Many thanks David Just seen the letter is really small, cant at the moment see how to increase the size, will keep trying.
  7. My friend has managed to get an incident number from the police, but they say no action will be taken unless BT reports the fraud
  8. Brilliant, Thanks for the help, The debt is only about a year old, she is trying to get an incident number from the police but they seem unwilling to issue one
  9. Hi Guys, Trying to help a good friend with a challenge She was living with a partner, he took out a mobile phone contract over the internet in her name, consequently he didnt pay the bill. Now Past Due collections are chasing her for the debt. Is there anything that can be done. Thanks in advance. David
  10. Hi Guys As title, a friend is being chased by Phillips for debts belonging to a previous tenant. He has spoken to them on numerous occassions, but still they persist. What are his options? Thanks David
  11. Dont forget recorded delivery!! Regards David
  12. What you will be asked for is an account of income and expenditure and being on benefits, your offer of payment should be £1 per month. Regards David
  13. Stop any payments you are making and just wait for the begging letters really. Regards David
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