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dianespire

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  1. I have checked the Land Registry for my current home: (01.08.2010) Equitable charge created by an interim charging order of the Manchester County Court dated 17 August 2010 in favour of Hillesden Securities Ltd (Court reference: xxxxx). NOTE: Copy filed. 8 This relates to a credit card debt with Associates - been passed around to DLC/ Hillesden and Mortimer Clarke are now dealing with it - and I have been stupidly paying £2 a month to them for many years through a DMP Please can someone advise me the best way to resolve this? MC sent me this: 01/02/2021 Dear xxx Re: ME III Limited And: xxxx Ref: xxxxxx Claim No: xxxxx Balance: £1123.60. We are instructed that this debt relates to a Credit Card agreement with Associates. The agreement was entered into on 01/05/2002, terminated on 01/08/2006 and bore the agreement number xxxxx. The debt was then assigned to our client, ME III Limited. We confirm that the last payment made to this account was £2.00 on 01/11/2021, received from your Debt Management Company. We trust that this information is of assistance to you. Yours faithfully Mortimer Clarke Mortimer Clarke Solicitors I want to get rid of the charging order- and this 'debt' thank you for reading
  2. I am the only name on the property, and mortgage I live in now (bought when my husband had dreams of buying another property from family - that never happened) I have a SAR response from RBS (on PDF) so I am typing into Excel so I can calculate the interest
  3. Long story short - I had a loan with RBS many years ago, lost my job, got cancer. Along with a lot of other debts, went into DMP, which I am still paying nominal amount. I recently checked my creditors with PayPlan, and my Equivo seems to own this debt, and the monthly payment I am making to PayPlan is being sent to Equivo, I have had no notification of this assignment of debt. Alongside this I have been a customer of RBS for many years, and have asked for a breakdown of all the charges they have ever charged me (a lot when I was overdrawn all the time) I want to remove this charging order, get rid of this 'debt' and tell RBS they owe me for the charges+interest (not worked the numbers out yet) How do I best go about this please? Grateful for any help, too many years I have had my head in the sand I have checked the Land Registry for my current home: (04.09.2010) Equitable charge created by an interim charging order of the Manchester County Court dated 17 August 2010 in favour of Hillesden Securities Ltd (Court reference: xxxxx). NOTE: Copy filed. 8 (22.05.2011) Equitable charge created by an interim charging order of the Manchester County Court dated 9 May 2011 in favour of Royal Bank of Scotland PLC (Court Ref: xxxxxxxx). I know these are old, and I should have dealt with them a long time ago, I am approaching retirement age, and wanted to leave my home to my children, so I want to sort this mess out, so they don't have to. As these are Interim charging orders- can I challenge them ? I have been making small token payments against them for years via PayPlan
  4. I live in England, I currently have £6k arrears, nearly all made up of charges incurred when I was late paying when I had breast cancer, SPML/Acenden took me to court and tried to repossess when I was going through chemo. I am better now, but want to reclaim my charges, can anyone help me?
  5. I think you should write to them and explain your circumstances, they may be glad to receive a lump sum, and close the account, less admin and hassle for them. I am sorry to hear you have such a hard time x
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