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jayjay11

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Everything posted by jayjay11

  1. Hi slick No. as no cca turned up and no reply to follow up letter saying account in dispute no payments can be demanded ect ect
  2. Hi again Sent the harrasment letter yesterday so far ive had 5 calls today from this wunch of bankers and have told sanjeep (sorry Dave) and his mates to do one and stop adding fuel to my harrasment case im going to start refusing to answer as they dont seem to understand
  3. Hi Could someone please advise. I sent a CCa request and follo up letter to barclays for a Career Development Loan in sept/Oct and had no reply or further contact from them. since then i have moved and had my mail redirected, still nothing,the redirection is ending soon so should i inform of a new address ?? or could this remind them they havent complied and stir them into action??? Views/advice please
  4. i wondered if it was worth driving to their office on xmas day to see if anyone could take my payment i was that scared!! NOT>>>>
  5. i wondered if it was orh driving to their office on xmas day to see if anyone could take my payment i as that scared!! NOT>>>>
  6. =09-01-2009123049-1.jpg - Image - Photobucket - Video and Image HostingHere is the letter from first cretins note the dates was picked up from post office on 23 Dec !! Coments please Is this a joke or they really that daft!!!!! no default ever received and payment on a plan to nat west made up to Dec 08.
  7. Hi Could someone please advise. I sent a CCa request and follo up letter to barclays for a Career Development Loan in sept/Oct and had no reply or further contact from them. since then i have moved and had my mail redirected, still nothing,the redirection is ending soon so should i inform of a new address ?? or could this remind them they havent complied and stir them into action??? Views/advice please!!
  8. NO NP i havent got a letter re harrassment could you point me to it?? Thanks
  9. ive also had several calls asking why i hadnt made payments i have told them the account in in dispute and that they need to sort out their comunication internally but the calls seem come from our friends in india they are not getting the message I then had a letter out of the blue saying they are looking into my compliant!!! who knos whats going on??
  10. HELP PLEASE Hi can someone advise please.. My partner has been on a payment plan for a nat west overdraft since divorce the account was in joint names. Got a letter saying debt transfered to first credit then a card arrived a few days later saying someone ants to call and then today 3 days later a letter from first credit Final notice before action saying failed to respond to request for payment although none recieved and demanding £60 payment and undertaking for discharge of balance. Q. should S A R be sent to nat west and copy to first credit & do sar's cover overdraft debt??
  11. Ive sent a SAR if and when they comply what am i looking for ??
  12. As you know stupidboy i am 'having a go 'at tsb about credit card > i had the same letter saying the arrangement was being formal and that the agreement was treated as comlplied with .... IMHO this is a way of trying to get me 'on side 'and think they are doing me a favor so i carry on paying the agreed amount and not kick up any more !! perhaps better minds than mine think different. I also now get 1 text a day asking me to me to contact them. I have replied by letter telling them to comply with my request to supply the original agreement at my branch. I am going to take this all the wa
  13. Thanks underdog.. i was not on form this morning after thinking about i came to that conclution too So where would you go from here??
  14. Can anyone give advise /views where to go from here ? do i ned to reply to the letter they sent saying the account is in dispute and ask if they have the origonal agreement why i cant view it at my branch? or should i phone them ?
  15. thanks for your reply maybe cus its monday morning.... but what are you getting at then??
  16. Thanks for your reply : I am wondering if they havent replied to my letter asking for the agreement to be produced at my local branch is a sign they may not have it??? surely they would want to be sure they had complied fully if they intended court action so would could be lost by producing it. I will send a SAR off I want to go as far down this path as pos to try to get them to show there hand if for instance they dont have the origanal agreement but how for to go? if things get sticky i could offer a F& F settlement but when? at the end of the day if the whole lot can b
  17. CCa 1974 and credit cards thats the link to my thread perhaps ive done it wrong
  18. Help needed please CCa 1974 and credit cards
  19. I sent a letter to tsb as atwoze sugested and no reply but got the attached letter yesterday could someone advise a reply or where to go from here?? Thanks jayjay1105_2008 - Photobucket - Video and Image Hosting
  20. Hi again,, Thanks for the good advice so far. I sent the letter rory32 recomended they received it on 29 th Oct and no reply so far what next ??? what is the next step? Do i apply for the declaration in court? if so when is best. Also not had any reply or Cca from barclays what should i do there??
  21. Could someone advise what i might do next Does the default letter i sent cover the fact the copy agreement was unreadable or do i need to send a further letter,if so is there a template?? If someone could help please???
  22. ok thanks is the issue to find out if they have the original and the copy they sent is a scan would the original have to be produced in court ?? so if they dont have it they would lose????
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