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About Archiem

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  1. Thanks, I don't think they have a stronger claim, the Judge was pretty damming as he was holding a copy of my cheque which quite clearly had left my bank account and gone to his (initially I think he didn't reconcile his books and asked again for the payment as the invoice he presented was marked not paid, he has already seen my proof, but has waited 5 years to do anything). What do they meant by a court claim ?
  2. In March this year I had a Statutory demand overturned, because a) it was an abuse of processes, b) I had a cheque proving payment and a number of other reasons. Also they were claiming statutory interest and costs, but the case has never been to court and no judgement made, so the interest and costs were deemed invalid. The other side were told there only recourse was to a Small Claims Court, which is fine by me as I will counter claim. Now I have been contacted by a company called Credit Protection Services looking for the exact amount that was on the statutory demand (which inclu
  3. **UPDATE** I spoke to CAB and by the end of that first week I had returned my forms and evidence. I just went through point by point, ie incorrect to say I owed this sum and showed the evidence of copy of cheque and my bank account for a month to prove it hadn't been cancelled and referred to the evidence marked A, B etc) put those papers together and marked them up, quickly told my story, went on to say it was incorrect to say there was no dispute and put that evidence together, and said it was incorrect to charge interest (well CAB said it was, as there had been no
  4. I have found out what this about, it is a Statutory Demand from a plumber I used in 2007. I spoke on the phone to the process server and said that I didn't owe any money, he was very kind and told me not to worry, he will deliver the paper to me on Friday and put them in an envelope and post it through more door. He said that he gets no details of the case but advised me to make an appointment with CAB and gather me evidence together and they will sort it out. I paid this man two sums in 2007 which came to nearly five thousand pounds. The work he did was poor, he ruin
  5. No pay my licence by dd, haven't any disputes and I have 9 years no claim discount. Perhaps somebody doesn't like me !!!!!
  6. No, don't fall into any of the above categories. I'm hoping it is a mistake. Unfortunately, I never go into competitions, so no cheque coming my way (if only). Cheered me up though thinking like that ! thanks
  7. Thank you for your reply, I don't as far as a know owe anybody, as I thought if I did they would write to me first ? I'm not going to answer the door, if something arrives by post I can deal with that, I'm just horrified at the thought of a stranger trying to grab me in the street. I thought it strange that he didn't leave a card, but he had refused to identify himself.
  8. Somebody rang my bell this evening, my son opened the door and a man ask for me. He said not here, who are you. The man went to his car and came back with a plastic wallet with some papers and said legal documents. Where is she, he told him to go away. I don't have a clue what this is, I haven't received any letters through the post. I'm haven't been out for a few weeks because I am sick. I'm now too scared to go out. What do I do ?
  9. Thanks for that, I thought I was missing something, why on earth say "does not stop us taking any other action to recover", my mind went into overdrive as I thought they could take my house or something
  10. Hi, I first wrote about this in 2008, when I asked Tesco for a copy of the cca, at that point I was up to date with payments, but I stopped paying because when I asked for a copy of the cca, they treated me as if I was not paying and pestered me with calls etc and then said they did not have a copy of the cca and the debt was unenforceable. They then stopped sending statements and I heard no more until six months ago, when they started sending statements. Now I have received a letter informing me that they are sending me statements, so why haven't I paid ? They say that because they
  11. I have now proved to these people that I have paid this sum of money, and asked them to take my details off of their systems, they say that their "client" has not responded and will remove my details only when they here from theeir "client" that there is an agreement that I have paid. This is madness they should be sure that the debt is actually owed before they take the "case" on. What should I do now ?
  12. I saw a thread referring to these people, but it was last year. I had work done on my house in 2007, to install a new boiler and new radiators and some plumbing jobs. I made two payments to the guy, he took 8 months and left with no corgi cert, which I had to get via corgi, ruined three ceilings, had several leaks since, the central heating zones don't work, etc. I heard from him in March 2008 when he sent an invoice for an amount I had already paid. I called he said I can do what I like when I like go jump. Then I didn't hear from him again. I thought he had realised his mista
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