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Benson98

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About Benson98

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  1. Do you mean that the default date will expire next month then be removed. And then the CCJ will be removed after 6 years from it's date in 2021. As they are two different things do you mean that the default date will expire next month then be removed. And then the CCJ will be removed after 6 years from it's date in 2021? Ideally I want to have the CCJ set aside. If I can't then I will try to pay it. I want to come back to England and need to clean my credit history. This all happened because I applied to open a bank account and got rejected - not even to ge
  2. Hi Andy and thanks for the late night reply, Yes, I understand that these are two different dates. I think there was one change of address but that was only a temporary one. So, I don't think it will be easy to defend. However, I am looking to see if it is possible. I would have to pay the fee. Thanks
  3. Good evening everyone, I have a CCJ for a debt that has a default date of Sept 2011. The CCJ date is March 2015. I understand that the CCJ will remain on file for 6 years. However, make yourself comfortable, I was out of the country when the CCJ was issued. I have rarely worked in the UK for the last 10+ years and when I don't work I travel/survive. I can clearly show that for several months before and after the CCJ date I was not in the UK. Based on this I want to have the judgement set aside. If I wait a month and if this is successful, will the debt be too old and d
  4. I'm in a simular position with Capital One offering me £391 with my claim of £1314! Are there any template letters of rejection? I have looked but can not find. Please could someone perhaps show a link? Many thanks in advance, Benson
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