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whiteheat

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About whiteheat

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  1. nope dont remember the payment..... thanx once again will be sending a letter to that effect off will let you know how its going asap thank you all ....
  2. hi you all here we go again... sent the template m letter off and today i had areply this is how it reads..... thanks for you letter we appologise for the delay in replying we can confirm that you made a payment on the 26 november 2002 therefroe unfortunatly the limitation act 1980 sectin 5 is not applicable in your case as the above balance of £564.72 remains outstanding would you cotact us to discuss payment arrangements. we look forward in you prompt reply. no full copy of a cca has been sent, no proof of payment has been sent to me so i am sending a new
  3. thankx for your input.. as of yesterday i sent the template "M" off in the post.. i am now awaiting their reply....
  4. as of today i recieved a breakdown of payments made on my account with capital one/red/lowell finance porfolio 1. looking through the details i noticed no payment was made or correspondence made after14/02/02. only late payment etc interest has been applied taking the debt from £200 to £564,72 can you please help with advice on what i do next ... is this enforcble ???
  5. yep thats all i recieved bsides the threatening letters from meritforce
  6. i recently asked lowell portfolio 1 to send me a copy of my agreement with capital one they sent me a copy but it appeares that above my alleged signature and date that some one has blanked out the above mentioned section so all i got was the SIGNATURE BOX can some one please help with this because on the same day i recieved this ..another threatening letter arrived from meritforce dca with a reduce offer so please help if you can thanks ..hope i am in the right place this time ... dumb blond you see lol:confused:
  7. i recently asked lowell portfolio 1 to send me a copy of my agreement with capital one they sent me a copy but it appeares that above my alleged signature and date that some one hase blanked out the above mentioned section so all i got was the ccaa can some one please help with this because on the same day i recieved this another threatening letter arrived from meritforce dca with a reduce offer so please help if you can thanks ..hope i am in the right place this time ... dumb blond you see lol:confused:
  8. i recently had a letter from RED debt collection agency about a debt i am unaware of with lowell porfolio1 so i replied with a letter requesting a copy of a true sined copy of the original agreement .. by return of post on august 1 2008.. this is how it goes thankx for your recent correspodence we are currently looking into your enquiry and will responde as soon as possible unfortunatly i am unable to give you an exact date when this will be as we may have to retrieve information from our clients. what i can guarantee is that your enqirery is been dealt with and you have no need to to wr
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