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TOMMIEBOY

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TOMMIEBOY last won the day on February 27 2017

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  1. His no good with computers so asked me to help him out
  2. Thanks not sure about extra excess or a higher insurance premium next year will ask, his home insurance paid out for the wall and said they would recoup it from dpd. Had a garage come out and the cars a write off
  3. Looking for a bit of help for my nephew. Short story is a DPD van crash through his garden wall and into a car on his drive which was not insured His home insurance has sorted the wall and he has been paid out but they will not help with the car, so he contacted dpd insurance company who have informed him because the driver claims the van suffered a blow out they are not responsible for the damage to his car and will not deal with the matter. So would I be right in saying they are responsible ? if so and court action is needed would it be dpd or the insurance company that a claim is made against Thanks for any help
  4. Ok some more detail I do have the postmarked envelope which is 07/08/21 and I got 10/08/21 as 2nd class stamp The actual letter inside is dated 25/07/21 The builder lives at the end of my street which is only 6 houses and we do not see eye to eye to say the least, I have a private drive that I park on land that is on my deeds. he started some work on his drive which has a footpath between mine and his of about 4 foot. He place a cement mixer on the footpath facing my car and used it all day covering the full length of my car with concrete and it wasn,t until late evening I came out to see it. Comforted him and he offered a fiver to wash it down !! I took the car to a body shop who quoted £1350 to repair the damage and gave me a quote, in his defence he claims it was just dirt and would wash off with soap and water. In his defence he admits he took pictures before he started as he knew there would be trouble. In my mind he binned the letter before action as an empty threat and when the summons landed he has backed tracked I think i have uploaded the defence right Doc_20210812_212626.pdf
  5. Thank you I will do tonight once I am home
  6. No this is the only one I posted and thanks
  7. Forgive me if this is in the wrong place I have issued a small claim against a builder who wrecked my car with a concrete from a cement mixer, now in their defence they claimed they sent me a letter in reply to my letter before action offering to settle the matter outside of court but have withdrawn that offer now as I have taken court action and told the court I was being unreasonable not giving them time or replying to their letter. However they have back dated the letter to look like that but they just popped a 2nd class stamp on it and it was posted the same day as they filed their defence. So they have clearly lied on their defence statement by saying they offered to resolve the matter but I ignored their reply. Clearly they did not think about post marks. What is my best course of action thanks HERES A LITTLE TIMELINE 20/07/21I SENT A LETTER BEFORE ACTION ( NO REPLY ) 03/08/21 I ISSUE SUMMONS 07/08/21 SUMMONS DEEDED SERVED 07/08/21 DEFENCE LOGGED 10/08/21 I get their letter offering to settle before court action, letter is dated 25/07/21 but postmarked 07/08/20
  8. Just a quick update I have managed to speak to someone from the fraud team who maintain they were within their rights to upload a fraud entry but having looked at the account again they will remove said entry. While this is a great outcome I still feel it is wrong they can upload a fraud marker because they * think* I took out an account to defraud them when it was a pay as you go dongle so impossible to get anything more than i paid for. Thank you for taking the time to speak to me. This account was taken out on 27 November 2015 for a Dongle on a 30 day commitment. You do have to call to cancel the agreement and give the required 30 days’ notice which I can see from my records you did so however this was the day after payment was due . I can confirm our Fraud Team have removed the Fraud Flag. This particular CIFAS flag is loaded when an account is cancelled for non-payment after the first bills were paid . The loading itself is for evasion of payment which means that you had entered into a contract with EE, with no intention to pay. Therefore, this fits under first party fraud, misuse of the facility. The CIFAS entry was loaded correctly, however, as the balance has been adjusted, they have removed the entry from CIFAS. Any lenders viewing a brand-new copy of your report, dated after 21 August 2020, via Experian, TransUnion or Equifax will no longer see the information. If you would like to talk to us If you’d like to talk to me about this, or anything in my email, please call me on 0800079 0232. I am in the office this week until tomorrow 9.30am to 5.30pm. Thanks again Thomas for getting in touch. I stay safe.
  9. an update and so more help with the above topic, I have managed to speak to someone about the issue and it turns out I was right and the default was placed in error as I had bought the device and was on a pay as you go data plan and had paid for all services I had used. The lady from ee confirmed this and the default has been removed from my credit file. However the entry on the cifas database has not as this needs to be done via EE credit referrals but they have no phone number and only an email address. I have had no reply from them so want to know who/how I go about contacting to get help so any ideas
  10. Many thanks my account has been closed and I have to go into branch to get my balance and savings back as they wanted to send me a cheque and it was Nationwide. If you could help with a draft that would be fantastic as I really do not know where to start.
  11. Even if that was the case it would be a case of non payment and not fraud
  12. The marker is from EE, I did not even know I had it until i tried to upgrade my bank account and got turned down and then had my account froze and then closed National Fraud Database entry filed by: EE Ltd t/a T-Mobile(UK) Application date:27 November2015 Date recorded:27 April 2016 Product relating to the application,proposal,account or facility: Communications- Mobile Phone Facility: Granted Case type: Misuse of facility
  13. It was defiantly a rolling contact because it was had to be renewed each month, I had to log onto an account and load £20 there was no D/D and I bought a data device. The cifas entry appears to say I used a bank account for fraudulent purpose
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