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Ray786

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About Ray786

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  1. Hi Mates, Finally managed to upload the notes of the CEO. Kindly advise if anyone sees any discrepency. Thanks
  2. Hi mate, Finally managed to get the notes of the CEO. I am trying to upload the same now. But it only gives me the option of giving a web link. This website does not allow me to add a photo (jpeg image)
  3. FOS says it has a long backlog. It will take another few months to deal with the application. I categorically asked the reason for the sudden losure of my account. They refused to disclose the same or even discuss the matter further. Although I repaid till the zero balance according to my calculation. But the bank calculates things differently. I think it was interest accrued plus the compound interest. No. RBS did not send me any statement during the period I was paying them instalments - neither to my old address nor to my new address.
  4. Hi Nero12, I have got a reply from the Brent Council. The reply admits issuing PCN at 9:57 p.m. and removing the vehicle to car pound at 10:05 p.m. They claim that waiting is restricted at any time in this section of Queensbury Parade under the Brent (Waiting & Loading Restrictions Order 1979). They say Double yellow line means no waiting at any time. Vehicles parked on yellow lines are deemed to be obstructing vehicles traffic. In accordance with Traffic Management Act 2004, vehicles illegally parked on yellow lines would be removed to the car pound as soon as the PCN is issued to the v
  5. Yes! After getting the vehicle released I did get a set of documents which explained my rights and gave details of my rights to make a representation. I have checked the law and there are no flaws in the PCN. It was after making a representation against this vehicle seizure that I got a rejection letter from the Brent Council.
  6. My car was towed away as it was parked on a double yellow line at 10.00 p.m. It was towed away by a sub contractor in the presence of a CEO, who issued the PCN. The PCN was issued 4 minutes before the car was towed away. The local council claims that the place where my car parked has waiting restrictions in place at any time. Hence the PCN was issued and car towed away. My argument is six other cars were parked right behind and front of my car. None of them were issued PCN and none were towed away. Why the discrimination? The document that I was issued when the car was released is nothing but
  7. What do you mean by comply with the law? Please explain.
  8. The documentation received at the time of release of the vehicel was a Removal Release fee Receipt and a Brent Council receipt for £ 250. Apart from that a set of documents was given to me to file a representation against the PCN to the Brent Council.
  9. Hi Sparkie1723, Nobody else has cropped up with any idea. Could you please advise what could be done to undo the default on my credit history. Thanks Ray786
  10. Hi Nero12, I have got a reply from the Brent Council. The reply admits issuing PCN at 9:57 p.m. and removing the vehicle to car pound at 10:05 p.m. They claim that waiting is restricted at any time in this section of Queensbury Parade under the Brent (Waiting & Loading Restrictions Order 1979). They say Double yellow line means no waiting at any time. Vehicles parked on yellow lines are deemed to be obstructing vehicles traffic. In accordance with Traffic Management Act 2004, vehicles illegally parked on yellow lines would be removed to the car pound as soon as the PCN is issued to the v
  11. It was the sudden and abrupt closure of my six-year-old current account without giving any reason, which triggered my troubles with the Royal Bank of Scotland. The bank then demanded an immediate clearance of my overdraft amount which was strictly within the sanctioned limit. I expressed my inability to clear the entire sum of over £ 2000 in one go. Following an observation of the Financial Ombudsman Service that the bank should give me sufficient time to repay my OD limit, I was advised by the Credit Control Department of Royal Bank of Scotland to pay the OD in instalments. It was mutually ag
  12. Signed. I would like to add that one-sided authority of the financial institutions / lenders to register a default on anyone's credit history should also be waived. If a default has been caused by a borrower, it should be mandatory upon all financial institutions to inform the borrower that they are about to register a default on his credit history and he has one last chance to rectify the situation. If the borrower still does not respond and take remedial measures, then the lender could register a default. But a unilateral authority to register default on any one;s credit history should be
  13. Thanks for the advice. Can I find a template of a letter that could be sent to the Council challenging this PCN? It would be a great help to know which procedural improperieties should be challenged?.
  14. The PCN was issued for Contravention-01 "Parking in a restricted street during prescribed hours".
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