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4dam

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Everything posted by 4dam

  1. Hi dx Yes part of the insurances are ppi. Which I am in the middle of claiming back. What I would like to know is what to do about the legals being wrong? And what to excpect to happen? Thanks
  2. Hi all Just been sorting out my paper work at home. And noticed that my legal documents on my secured loan. What they have done is have a few numbers the wrong way around. The total amount of credit. does not ad up to what the amount of cash advance plus credit for insurances. equals. For example: Cash advance £1000 Credit for insurances £90 Total credit £1090 Then at another part of the sheet total amount of credit £1009 My question is this loan not forceable? Seeing they have the legals wrong Any advice would be great
  3. Spoke to the company concerned and was asked what sort of compensation i would be after. I would not give them an amount. What do you think i should say or do now?
  4. Thanks for the quick reply dpick, My neighbour said he did not want to get into any legal issues about this. After i told him i was really upset by this and would be taking it further. I might be able to get a statement from him. I will try
  5. Can someone give me advice about a well known finance house breaking the data protection act. What happened is that i have got in some arrears with a secured loan. and the company could not get in touch with me(i had changed numbers and been working away). They sent someone to my home address to trace me. When they spoke to my neighbor and informed them that i was in arrears and needed to contact them asap. I have put in a complaint and not heard anything for two weeks. what should i do now?
  6. Not yet waiting till i get home from work. Just a quick note when the car was taken in june i owed 2500. they have shaince sold the car dont know how much for and the letter from there legal company states i owe 4300 So with no contact from them saying there was shortfull and then to recive a letter out of the blue some 7 months later is a big shock
  7. Going to give them bell i have nice software where i can record the call, if i do this do i have to let them know at the start of the call?
  8. Hi all, LBL took my car one morning back in June, I had nothing put in my door to tell me they had taken the car. until a few days later when i had a letter informing me it was going up for sale at auction. Anyway i had heard nothing for a few weeks when i get the DVLA letter to say car had been sold. I have had no contact from LBL until today when i have a letter from there solicitor informing me I have 7 days to pay or going to take further action. I will just give you the figures I took a loan of 2700 When the car was taken outstanding was 2300(some 18months later after paying 50 a week) In this letter they are saying i owe 4000+ When the car was taken it was worth at private sale for 4000(have no idea what they sold it for) So can anyone give me some advice on what to do now. I have no plans to be ripped off and pay the 4k on top of losing the car and what i had already paid seeing the loan was for 2700 to start with.
  9. HAPPY DAYS:D:D:D:D:D:D:D All went well Judge was really understanding, And thought the CSA have caused all the hardship. Also he said i should only pay an extra £250 a month instead of the £370 i was offering. So i would like to thank you all for your support. And a special thanks to Ell-enn, You was so helpful. I plan to make a donation to the site just need to find out how? One thing i never found out was is the charge each month for being in arrears still gong to happen? Its £50 a month
  10. HAPPY DAYS:D:D:D:D:D:D:D All went well Judge was really understanding, And thought the CSA have caused all the hardship. Also he said i should only pay an extra £250 a month instead of the £370 i was offering. So i would like to thank you all for your support. And a special thanks to Ell-enn, You was so helpful. I plan to make a donation to the site just need to find out how? One thing i never found out was is the charge each month for being in arrears still gong to happen? Its £50 a month
  11. Not really got anything at home about csa. It is all that work. still worried about not having any off my stuff sorted would now not eeven have time to get it into storage
  12. Not really got anything at home about csa. It is all that work. still worried about not having any off my stuff sorted would now not eeven have time to get it into storage
  13. I Have copied everything. As for CSA i have not given the court anything with proof what i have paid the csa. Not to sure what i have at home maybe a satement from them or the reassement. Will have to check.
  14. I Have copied everything. As for CSA i have not given the court anything with proof what i have paid the csa. Not to sure what i have at home maybe a satement from them or the reassement. Will have to check.
  15. I have got my appointment for tommorrow morning at 10am. The thing that is worrying me now is that i have not packed any off my stuff and if i was not to win the sup order i would be left with very little time to pack if any time.
  16. I have got my appointment for tommorrow morning at 10am. The thing that is worrying me now is that i have not packed any off my stuff and if i was not to win the sup order i would be left with very little time to pack if any time.
  17. Do you think i should wear a suit or will just go smart?
  18. Do you think i should wear a suit or will just go smart?
  19. Thanks again ellen, Any advice on what to say or do when in court if i cant get the duty, citizen advisor. Will get the copys of wage slips will take the last 7weeks. I hope they can fit me in tommorrow is there anything i can say or do to try and get it forced in. Cheers 4dam
  20. Thanks again ellen, Any advice on what to say or do when in court if i cant get the duty, citizen advisor. Will get the copys of wage slips will take the last 7weeks. I hope they can fit me in tommorrow is there anything i can say or do to try and get it forced in. Cheers 4dam
  21. hi ya sorry not been on but spent most of yesterday trying to sort printer all done now. And got called out to work last night. Right you say get out a few wage slips out how many? I be going down 1st thing tommorrow to the court what else will i need to take? And what else should i do to prepare myself?
  22. hi ya sorry not been on but spent most of yesterday trying to sort printer all done now. And got called out to work last night. Right you say get out a few wage slips out how many? I be going down 1st thing tommorrow to the court what else will i need to take? And what else should i do to prepare myself?
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