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jdmw21

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About jdmw21

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  1. Thanks 42man. I have recieved application notice back from the Court today and not sure what it is!! (sorry im so new to this) In Part A i need to put who is making application and what for?? would that be me or CL?? Part B. I wish to rely on..tick box..... im guessing my application for an extension to file my defense?? Advice on the above much appreciated (i've heard nothing from CL/H cohen re my CPR request...they have 6 days left to respond...)
  2. not very long really. took 3 letters and they refunded in full The only refund ive got so far tho!
  3. Hi all. Got there in the end! They refunded all charges plus interest..£258!! Good luck to others who are dealing with them. (And once I know how, donation will be on its way to CAG x)
  4. Hi. A few questions! NatWest creditcard have offered £434.16 out of £482 i was claiming for... but have 'arranged' for this to be credited back onto the card However I owe £2000 on this card that has now been passed to a DCA... 1) I would accept the amount offered but do I have any chance of this payed to me via cheque?? 2) I have inccured more charges since my intial claim.....can I claim for these back as well? £) If I can, do I follow the same process?? Any advice welcome
  5. finally found this post! (im having a few problems with posting:oops:) thankyou both. i will send cca's to all... And yes, I am getting about 50 calls a day starting from 8am til sometimes 9pm It helps having caller ID tho, and a touchtone phone
  6. wow :grin: all i can say is THANKYOU! ive only briefly read it once so will read it again!! slowly! it appears that going through my paperwork that i have never recieved a default notice form GE money... Now do I wait for the response from my CPR and CCA request delivered yesterday or do I submit my defense now??
  7. Here they are! all figures approximate..and in no particular order.. All unsecured debt. £9000 personal loan -was with A&L- now passed to DCA global debt management. £2300 citicard - now with DCA 1st credit. £3100 RBS card -now DCA allied int credit £3500 natwest overdraft- ongoing charges being occured - now DCA Triton £800 Ge money - now cl finance/howard cohen - court proceedings started against me...(see other post) £600 vanquis card - DCA moorcroft debt recovery ltd £6000 barclays student loan- NOT passed to DCA as yet £300 argos card - DCA inc
  8. thankyou for your help so far and a big thank you for this site! This is my situation with the court bit... Court Issue date 7th july from CL finance Ltd claiming 654.80 plus costs now £779.80 on behalf GE money yesterday i rang the court and they advised my defense had to be in this friday 8th July...! They advised me to acknowledge service online, sent me an application notice and said to send £40 postal order via Special delievery and request extension to give me more time to file my defense which i did yesterday. I also sent a CCA request to GE money and the request for inf
  9. First, thank you for this site! This is my situation.... Court Issue date 7th july from CL finance Ltd claiming 654.80 plus costs now £779.80 on behalf GE money yesterday i rang the court and they advised my defense had to be in this friday 8th July...! They advised me to acknowledge service online, sent me an application notice and said to send £40 postal order via Special delievery and request extension to give me more time to file my defense which i did yesterday. I also sent a CCA request to GE money and the request for info under CPR by special delivery. this is the pa
  10. What should I do!? Hi I’m new here and this is my first post! Thank you for a great site and its taken me long enough to be brave enough to post here… I’m seriously in debt. I got into difficulties after uni and due to my relationship breakdown. I owe approximately £30,000 to 10 different creditors – in unsecured loans, overdraft and cards. (Without including my student loan). I am a lone parent with a teenage daughter and my take home pay is approx £1600 month. I have a shared ownership property bought in 2007- market value was 157,500 and my mortgage is £63,000 int
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