I have the number on POC which I noticed is the account number or Lowell reference from the letters or Claim number on top right hand of County Court paper which is it? I've gone with the account number on POC as dx said going PO now see how much It will cost

ok Andy i'll change it again to claim form number i'm getting confused with replies here

hi guys I may of posted this once before a few years but can't remember but here goes. bottom line I ignored the threats of Lowell and eventually took me to court but I didn't file a defence and judgement was made against me they ask me to pay £50 a month as I was not working I could only afford £10 a month I filled out an household expenditure form and they agreed the £10 a month I stopped the direct debit due to annual statement saying I haven't paid anything now they threatening bailiffs balance one side of letter says £2741.42 but actually in the letter it's say we arrears of 1505.00 I need help with this urgently please I know it's not much to go off but that's what happened

I thought we removed them sorry and thanks ref number it is then

not sure why I think that's how my wife scanned them and no account number on POC just reference number

reference or claim number?

by the way what is the case number im in the process of doing a CPR 31.14 request?

here are the letters from Lowell as requested

Done

pretty sure it was southern Electric but as for proof not sure

does she use maiden name or married name when completing MCOL as Court Claim is in her Maiden Name?

Report post #1 Date of Claim - 8th Aug 2019 Name of the Claimant Lowell Particulars of Claim What is the claim for – the reason they have issued the claim? 1)The defendant entered into a supply and service agreement with E.on Energy Solutions limited under account reference xxxxxx ('the agreement). 2.The agreement later ended but a liability remained outstanding for payment. 3.The agreement was later assigned the claimant on 24/05/18 and notice was given to defendant. 4.Despite repeated requests for payment, the sum of £166.64 remains due and outstanding. And the claimant claims (a)the sum of £166.64 (b)interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue,accruing at daily rate of £0.037.but limited to one year,£13.33 (c)costs What is the total value of the claim? £166.64 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? no Did you inform the claimant of your change of address? n/a Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? no When did you enter into the original agreement before or after April 2007 ? Dec 2014 Do you recall how you entered into the agreement...On line /In branch/By post ? no Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? no Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? no Did you receive a Default Notice from the original creditor? no Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no Why did you cease payments? never made a payment What was the date of your last payment? never made a payment Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no

She said she did but don't think she recorded it and why do I have to complete that it's time consuming which I only have 5 days and we put the points of the claim in this thread letter dated 08/08/19

Hi guys I have an update on my Wife's claim they have sent her a County Court claim N9A and N9B and acknowledgement form any help with this form would be very much appreciated and I need a good defence.

My wife has emailed Lowell stating that this debt is not on their credit file, that they have received letter with two different surnames and they have said that this is fraudulent. They emailed back claiming that they have only sent letters in one name. When my wife informed them that she has proof that she has received letters in both names they have now said that she needs to send proof of why she thinks its a fraudulent debt. She now doesn't know what to say to them.

She has checked her credit score and this Eon debt is not on her credit file

No payment has been made on this debt as my wife didn't know it existed until she received a letter from Lowell stating she owed the money. The debt is owed to Eon from 2014. However, I have always had the utility bills in my name. We moved into our current home in 2006 so she is still confused about how she can have the same request from Lowell in both her maiden name and her married name (we got married in 2002)

I am hoping someone will be able to give my wife some advice, They received a letter from Lowell regarding pre-legal assessments dated 4th March 2019 with regards to a debt that is not on their credit file. This letter was sent to her in her married name. today they have been sent a letter from lowell solicitors dated 15th May 2019 with regards to the same debt this time its in her maiden name threatening court action and court costs. We have looked at both letters with her married name and maiden name and its the same debt with the same amount and account number. They are unsure what is best to do as we have been married 17 years and can not understand why they have gone from using her married name to now using her maiden name.

paperwork from Lowell? we don't have anything else unfortunately it's been that long

it's not mistaken identity though it's in my wife's name she tried to get an account for gas with them they ask for £200 for some credit check she said couldn't afford it so they offered to put a pre paid meter in but turned out couldn't be fitted but still charged us by the looks of it also I've been told many times do not ring Lowell I'm sorry if I've mislead the thread i'm just remembering what happened

also as far as we know of we have never had a letter of Eon regarding this bill and nothing showing on mine or my wife's credit report so what should I do next? do I write to EON CEO or whatever as if I ring them direct i'll just get some salesperson or clerk

sorry I was thinking back and just remembered either way shouldn't of been charged for something we didn't have surely ?

The account in question is in my wife's name though seems a separate account,come to think of it though my wife I think tried to get a gas account with them and couldn't because of credit then they offered to change meter to pre paid but couldn't be fitted but can't be certain because I've been with SSE for along time. Hope that makes sense ?

no Andy I've always been with EON and the debt is in my wife's name and doesn't show up on her credit file that's my dispute is there a letter I can send to EON and to Lowell Financial? Sorry forgot to add the amount of debt it is £166.64 Have you ever been with EON? I'm with EON with Electric as prepay meter have been since we moved in in 2005 What date does this refer to? May 2014 I think