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redgemini

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About redgemini

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  1. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. yes, we put in the order for judgement on abouth the 29/30th June - so heard nothing for over a month (got a cover letter from wragge saying that they had enclosed a copy of their letter to the court - which they hadn't!!) then today got the notice of stay from the court - joy. might give them a call & see what they say!
  4. congrats MJ - we have heard nothing from Wragge / A&L - they never did send us a copy of their bundle - nor did the court reply to the Judgement request that I sent & I have now had a 'stay' letter from the court so we are totally stuck as it was staayed at the courts own initiative. Oh well, only another couple of years to wait then!
  5. Great - letter from Harlow Court this morning stating: OF THE COURTS OWN INITIATIVE IT IS ORDERED THAT 1. The claim is stayed pending the decision of the High Court as to whether a charge amounts to a penalty and/or is unlawful or further order. 2. Liberty to either party to remove the stay 3. A party affected by this order may apply to have it set aside. varied or stayed. Such applicatin must be made within three days of receipt of this order. So basically the court has decided to not bother going ahead till the High Court has heard the case. I am so angry as A&a
  6. MJ - any updates? sounds like we are still 'neck & neck'!! Still no court bundle from Wragge - another daft offer & my favourite yet.... a cover letter saying that they have replied to my default judgement request stating that a copy of their response to the judge is enclosed - guess what? No letter enclosed!! lol! Even the lady at the court said that they didnt seem to know what they where doing!
  7. Dont wait to send your bundle - you should be following the timetable for the court..... I sent my bundle in for the court by the date it requested & Wragge didn't bother to send anything to either me or the court! You don't want to risk your bundle not getting to court in time & the case being struck out........
  8. Hi MJ When I spoke to the court on Monday the lady said that it was likely that I would get another offer from them & to just carry on. I wonder how long it will take the judge to say/do anything?! I can wait a bit to send another rejection letter off - this is getting really daft now as we are only claiming about £680 including costs! This latest offer was for £384 plus the £80 costs - so thy are creeping up with their offers! First was about £140, second £250 now £380!
  9. Ok - I'm sure that someone can help on this!! I'm doing a claim for my other half - have already got through all the pre-lim stuff including rejecting a couple of (pathetic!) offers. So our court bundle was sent in on time for the 28th June (court confirmed they got it) but nothing from Wragge appeared with us, or at the court! Yesterday got another offer letter from Wragge - still for less than is being claimed - dated the 29th. So they are making crappy offers still & have totally ignored the Judges directions. I already sent a letter into the court requesting a default judgem
  10. MJ - looks like i'm at the same stage as you! court bundle was sent and arrived ok yesterday (on time!!) and guess what - we got nothing from Wragge! So i was wondering what to do next!! Will the court be able to tell me if they go the bundle from Wragge? I might give them a call to ask!
  11. Fab! Ta Just got to start printing all the letters & supporting stuff off now! I doubt that it'll actually get to court & I'm annoyed that they are dragging their heels (and making me waste paper!!) Kate - if you never signed anything how can they say you agreed to the T&C's?! lol!! And if A&L can't proved a copy of the signed agreement (unlikely) how can they rely on it as evidence? Cos I'm assuming that the evidence we have been asked for is the same as the evidence A&L will be asked for? hmmm, wonder if it'll just get ruled by default if they can't provide all the stu
  12. Morning Am in the process of claiming for my other half - my claim was easy just did the MCOL & the cheque arrived - but with his Wragge & Co are involved - so it is at court bundle time now! I think I have everything that we need (thanks to all the other posters & info from this site!) but have asked for the contract - by this do they mean the T&C's that would have been valid at the time of the account being opened? As far as I know there is no real contract cos when you apply for an account you arent given a signed copy of your application form & get no other docs to
  13. Sounds like they can see on your account details that you have them in court proceedings! We are now just awaiting the directions from the county court - am about to print of a draft order to send to them though.
  14. As far as I know a Subject Access Request covers all of the information that a company holds on you on whatever system they have. If this is specifically for a loan it may be worth writing to ALPF (Alliance & Leicester Personal Finance) at their registered address requesting the info - you may have to send a furhter £10 - but they def have to compy with the DPA - well they did when I worked there years ago anyway! Oh & if they tell you that they have no records ask for them back from Microfiche as they where there when I was & they had an external storage site as well.
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