If it were me i would sit back and wait for the next letter,no way would i contact them in anyway and i sure would not send them a cheque for an ALLEGED debt.

I bet you get a letter this week now you have posted this today. Some little eagle eyed threatomatic operator has been waiting and waiting for you.

So if and when a letter ever arrives would you:- Deny the debt? write a prove it letter? write a ok you go back to court and see what they say about it? or, what would you do?

Thank-you for your reply. p.s. Im in sunny East Devon.

No it was just a straightforward ccj for £x-00,no charging order ,nothing. So if this person now decided to get this money would i have a leg to stand on,so to speak. They have not but i like to be prepared in case.

I had an ex friend ccj me in 1996 for a debt which i denied was my doing. As soon i was aware that i was to be "ccj`d" i went to the bank that they used and paid £1-00 into his current account,this stopped any interest being added on the debt as i had made a payment. At no time have i ever been given any account info,slips to pay in or any info whatsoever of how to pay not even on the ccj. Since 1996 i have never paid anything even though it was a ccj and the plaintiff has never contacted me in any way,shape or form concerning any payment. My simple question is:-Can a personal ccj debt as above still come into the category of statute barred as it is twelve years now. Can i deny all knowledge of this debt?

Perhaps if you bid they may say that as you have placed a bid that you are admitting to having this debt as you want it back.So do not bid.(Remembering that you are the only bidder as no-one else knows about this lot for sale.!!!!!!!!!!!ho ho ho what a jolly bunch lowells are.)

Hello, Can you post a copy of the letter here,blank out all your personal details first.

Thanks...I have got absolutely NOOOOO intention of helping them in any,way,shape or form. Just one more letter from them which is in any way a threat,then off the documents go to the fos.

As per previous answers to questions in this thread i rang northampton county court last friday and asked about the ccj,the woman advised me that it was so old that it is not on their system but she could find it possibly on the old system if i gave her the details.She further advised me to ring the oc to get the details. So i rang the oc and as the debt was so old the poor man had trouble finding any relevant info,so i told him the court had told me to ring and get this info. After about 5 mins he came back to me and said that the debt was with RW,i said yes i know this,he said the records show it was electronically transfered to them in june 2007 and he could not help me anymore. So i now wonder to myself i wonder what was electronically transfered,i think we shall wait and see if they can produce a cca and then ask for a legit copy of the ccj,that might fox them. Any thoughts?

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I received this today from robinson way in response to a complaint i made to them concerning threatening letters to me ,no reply as yet about the cca though. Dear sir, We refer to the above account and the recent issues you raised. Our working practices are monitored regularly for quality purposes and we can only apologise if,on this occasion, the high standards we set were not met. We have re-set your payments to £5-00 per month due by 22 of each month. Thank you for bringing this matter to our attention;your comments will be invaluable in helping us to improve the service we provide.In the meantime if you require any further assistance,please do not hesitate to contact us. yours sincerely Chris Bates Correspondence Manager Then i open a another letter from mr robinson way and it states"we may increase your payment amount so that your account is paid as quickly as possible" They obviously do not know there is a ccj on this account do they?

I do agree but the ccj was issued in 1994 to the oc. Now that a dca has purchased the debt in 2007 is the ccj date still valid?

Very simple but i have a ccj in place on an account. The ccj states the first of the month....the dca has changed this to the sixteenth of the month. So do dca`s have the legal right to change this.

That is why i laugh every time i get a threatening letter from them with the stated remarks above. This debt was sold by my oc to the dca and it it is so obvious that only the debt figure,the outstanding balance was electronically transferred, Just out of curiosity i phoned the oc last week to ask them to clarify the county court order case number and their reply was....We have no record of a ccj issued against you. oh,but i have it in front of me. What does really make me laugh though is the dca threatening to take legal proceedings over this debt.Obviously i would really look forward to going to court and producing the ccj to the judge.

quote on letter. "Although we have credited this payment(the monthly payment due) to your account the balance above(the oustanding balance) is still outstanding and requires immediate payment." "We have previously allowed you to pay by instalments(no,i have a ccj) this is now being withdrawn." "you must make full payment now"

YOU are joking. What do you think i am a mug? I rather the fos take action against the company in question ,that is what they are there for . You seriously expect me to show you,an employee of a dca this and numerous other threats ....no chance. Just take my word for it,it and all the threatening letters are being posted tomorrow to the fos.

The payments are being made to the dca ALL up to date and on time. The problem is the dca do not have any record of a ccj but i do and i have confirmed this with northampton county court. The dca in their wisdom have sent a letter ending instalment payments,so i ask you this is the dca above the law ,in my view they have acted illegally and in the view of the oft they have acted illegally so it`s another case to go to the fos.

And yes there was a question, If one has a ccj on an acount sold to a debt recovery company are the threatening letters sent to the person concerned not illegal if ALL payments have beenmade and are up to date.

there`s a question it that!!!!!!!!!!!!!

oh so sorry are you a mod or site supervisor? no...oh well stuff it.

Exactly the same with statute barred accounts ....you have not got all the information on the account so you are presuming it is still owed.

That is of course if the dca thinks it has one rule and the courts of this land don`t matter.

And ALL the threatening letters one receives are totally illegal.

In fact i will answer that for you......NO you do not know do you...cos i have written proof right in front of me .