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About scaredgoodpeople

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  1. Really? I thought you had to go about requesting statements and highlighting all the charges, sorry for being so ignorant, I've had a lot on my mind recently......
  2. Hiya, I can't really help as we're in financial trouble too but just wanted to say I know how you must be feeling, we're waiting for bailiffs to come and take my car any day now its absolutely awful and your poor children must be so upset. I'm sure the people on here can help you though, they really are so helpful, good luck. x
  3. I know, I have heard about it and seen it on the other forum but it looks so complicated to do, he's always had LOTS of fees on his account over the last 7 years Ive known him, the latest ones were an unauthorised overdraft fee of £15 then £20 a day for 10 days, then a couple of returned debits that were £20 each! THAT is quite a hefty sum in one month. We are silly but it seems the punishments are harsh x
  4. And just for the record, you're a bit defensive Kermit- I only said "Thanks again, and good luck Ted and everyone else who is victim to the bullying and praying on the skint and scared" I didn't say that every bailiff did it, but I HAVE been BULLIED and I am SKINT and SCARED. I'm entitled to say that aren't I?
  5. Thank you so much, it really is awful jumping everytime my cat even runs down the stairs but with all this advice and support i'm hoping it will be over soon. Sorry just one last question, shall we answer the phone to the bailiffs and if so- say what? Thanks again, and good luck Ted and everyone else who is victim to the bullying and praying on the skint and scared. x
  6. Oh that would be great... I will get on to it as soon as possible, He is paid monthly. x
  7. Ok, letters have been posted and no work yet from Bailiffs, but partner is pretty sure it is tomorrow the seven days are up. When they call should we answer or if we do what should we tell them? Thanks in advance, youre so helpful on here its great I dont feel so alone x
  8. Thanks for the link! Works out we may be eligible for £146.00 housing benefit a month so would help but not much, its obvious I need to go back to work full time. Its just such a shame, Somebody told me about a website to get onto a Social Hpousing register but that will take 4 weeks just to get a confirmation letter but I've done it so we'll sit and wait.... in the meantime still cant get through to CAB but have spoken to Solicitors handling our Notice, explained we're really struggling lately but hoping to pay arrears soon and not let anyone down, he said to keep him informed. x
  9. Thanks again... My problem with the car is we have an open drive then we are surrounded by counrty roads so it would be a fair distance to walk back from if I parked it close, as its going I think if they did take my car its now the least of my worries, we need to get out of this immediate hole we're in but then living afterwards is going to be tough as its proven we cant pay rent and have any money left. I'm calling the CAB today again, hopefully I'll get through... but as stated previously I have applied for "help" from DWP an d all they can give us is Jobseekers for me but to sort oursel
  10. Well our landlrd is a solicitor and its from her office, it says "We enclose by way of service a Notice Requiring Possession under section 21 of the Housing Act 1988. You will se under the Notice you are required to give our client possession of the property after 25th September 2008. We advise that if you do not comply with the enclosed Notice, our client will apply to the court for a Possession Order, she will do so without further notice to you. We advise that if our client is forced to issue proceedings against you to obatin a possession order, then our client will also be applying to th
  11. I hope I'm posting this in the right section-I couldnt see one for evictions? Basically, we are really struggling to make ends meet, my partner works over 70 hours a week to support me and our 1 year old and while we have not been well off we have managed to pay bills and rent up until two months ago, when after a series of bank charges and unexpected bills we found ourselves behind on our rent (and council tax but thats a seperate BIG headache) but because we're scared and silly we didnt realise it was 2 months behind until our landlord called round this monday to tell us and ask my partner
  12. Thank you for your reply, it was so helpful-I've got the letters ready to post tomorrow, and the hand one in case they do call round, if they telephone, should we answer? I called my local authority today and spoke to a council tax customer service and he told me to let the bailiffs in to a means test, sorry if thats wrong I cant remember the exact thing but it was a means something but from reading posts on here I know that would be foolish to let them in? I told the council our outgoings exceed our earning capability but because partner is not on a "low wage" in their opinion we cannot get
  13. We missed two council tax payments, a bailiff came last tuesday when we were out and posted a NOTICE OF REMOVAL PROCEEDINGS, which threatened to return to remove goods unless we paid in full. When my partner called the number on the paper, they said they would accept £100 , then another £100 the following week, then another £100 the week after and the week after that the remaining £1000.32 must be paid otherwise they will take my car, which they noted the reg on the paper, with the words "24hour grace, uplift, ford KA". Well we paid £100 via debit card over the phone and they said they'd leave
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