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Dizzylulu1

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  1. Im not sure what I do to PM you but if you send me all your details you kindly said you could forward to me I will be forever grateful. thanks
  2. Just need further help re above pls. Ive rang my bank and reported card lost and theyve put a stop on it and sending new one. However my online internet banking is attached to the card and bank say I cant do online banking until new card is received. New pin takes 7 days, new card 10 days and up to 14 days for internet banking. So I had to cancel my direct debits to poundstillpayday and wageday advance on the phone with my bank. Do I need to keep ringing my bank every day now to check theyve not tried to set up another direct debit. pay day this friday when loans are due. Would I need to email my bank AND the loan companies above too to say I remoke any previous agreement etc to try and take any funds out of a/c ? Just further help would be really good as Im so worried that on friday my wages will all be gone.
  3. Just need further help re above pls. Ive rang my bank and reported card lost and theyve put a stop on it and sending new one. However my online internet banking is attached to the card and bank say I cant do online banking until new card is received. New pin takes 7 days, new card 10 days and up to 14 days for internet banking. So I had to cancel my direct debits to poundstillpayday and wageday advance on the phone with my bank. Do I need to keep ringing my bank every day now to check theyve not tried to set up another direct debit. pay day this friday when loans are due. Would I need to email my bank AND the loan companies above too to say I remoke any previous agreement etc to try and take any funds out of a/c ? Just further help would be really good as Im so worried that on friday my wages will all be gone.
  4. Just need further help re above pls. Ive rang my bank and reported card lost and theyve put a stop on it and sending new one. However my online internet banking is attached to the card and bank say I cant do online banking until new card is received. New pin takes 7 days, new card 10 days and up to 14 days for internet banking. So I had to cancel my direct debits to poundstillpayday and wageday advance on the phone with my bank. Do I need to keep ringing my bank every day now to check theyve not tried to set up another direct debit. pay day this friday when loans are due. Would I need to email my bank AND the loan companies above too to say I remoke any previous agreement etc to try and take any funds out of a/c ? Just further help would be really good as Im so worried that on friday my wages will all be gone.
  5. thanks so much ... everyone is really helpful on this forum. I think this forum is great and there are so many people who have made the same mistakes taking out these payday rip offs.
  6. thanks if you could let me have their bank dets that be appreciated. Should I lose card first and then cancel d. debits and email the companies as well ... was going to ring bank and lose card today and also go online today to cancel direct debits? Any other advice anyone has is appreciated. thanks
  7. Thanks I wouldnt be able to change my bank to a new a/c in time for my wages to go into a different a/c, so would you suggest I set up a new a/c but move my wages over (I have online banking) as soon as my wages go in. But leave enough funds for my direct debits (mortgage etc etc) Would I be best cancelling direct debits today online and also today ringing back re lost/stolen card. When am I best telling bank to revoke any companies taking payments off my card or trying to set direct debit up...do I do all this same day or separate days. sorry to sound thick I dont know whats best. Do I ask bank to send new card with a diff long number on thanks I just feel so sick and worried all the time I only have email at work ... should I avoid email. Just thought email was quicker than writing letters. Should I tell them Ive cancelled direct debits if I say cancel them today or wait Help so much appreciated thanks
  8. Thanks If I set up a basic account with my bank , should I transfer my wages into this as soon as they go in (..as if I got new a/c it wouldnt be enough notice for my employers to change where they are paying my wages in as they need 14 days) Do you not think emailing them appropriate , rather than writing letters Im not on email at home or web...I only use work p.c and have work email Would I be best moving wages the minute they go in to a sep a/c and then just leaving in what direct debits will go out for mortgage etc sorry...im just on the verge of a nervous breakdown
  9. Ive read the posts on here and there is good advice re payday loans. I am asking for help as Im not sure what to do first. I have two payday loans £600 plus interest :poundstillpayday £350 plus interest: wageday advance Im having serious financial probs & if I dont break payday cycle I am at wits end as cant afford to pay back and the interest on top. They are due to go out my a/c next fri and I want to stop them urgently and try and do payment plan. I know I can cancel direct debit online (they both come out by d.debit from my bank but wageday have my debit card details too as a back up prob) I cant ask my bank for new a/c intime to be done to get my wages in. What do I do. Do I cancel my debit card (lost/stolen) first and then cancel d.debits I think I have to cancel d debits a good 3 days before How will I know they dont still take payment out my bank or card.! Im worried about them ringing my work, the number is reception num for a call centre and I cant change any contact numbers on wageday the only email address I have also is my work address as I only want to liaise with them by email. I dont know where to turn or what to do anymore. With regards to other debts, will lk at these sep but its the payday ones that are the most urgent as if they go out my mortgage will be declined and other important house debts that I really must pay. I wish I hadnt got in this vicious cycle. PLS HELP AS I DONT KNOW WHAT TO DO AND WHEN TO DO IT!
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