Hi ODC/All, Had another call from Wescot today to confirm details and state that a letter of confirmation would be sent today, checked with the CRA and the offending search is indeed gone Happy but amazed

Hi ODC, Major surprise, i have just had a long conversation with a lady at Wescot which appeared to be going the usual route of just give us the money or else, when she suddenly changed tack. Stated that they have decided not to persue and that the search on my credit reference would be removed and the debt marked as closed I'm still too stunned to be pleased with myself at the moment They must have found my links with the Corleone family or something Sincerest thanks for your advice Alby :grin:

Hi ODC, Firstly, thank tou very much for the advice, i will do just that. Do you have any idea what would assist getting Equifax to remove the search for outstanding debt. Thanks again Alby

Hi, another newbie with a similar problem... In the late 90's i ran up a lot of debt, i paid it all of including this debt for £338.90 from 1998 by by various means including doorstep collection. In June of 2002 i received a letter from Wescot and later that month their solicitors chasing the debt, i contacted them by telephone and told them the debt was repaid which they seemed to accept after a bit of convincing and i thought nothing more of the matter. I decided to check my credit file this weekend and found a search at my previous address by Wescott in October 2006 listed as an unpaid debt search, i contacted Wescot by telephone to ask about this but after initially not being able to find anything refering to me they then came up with this old debt again. My problem is that i no longer posses the proof that i have repaid the debt and now have a search on my credit file that will remain as a black mark for 6 years, can anyone suggest what to do before i have to pay this again to clear this mark Thanks, (sorry for the war and peace ) Alby