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hounded

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About hounded

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  1. Definitely is a waiting game then. Thank you for explaining that to me, this is the first time anything like this has happened to me. Its funny really up until i sent the CCA request lowells was phoning me 4/5 times a day. Since i sent that haven't heard from them, not a peep.
  2. Have gone on MCOL and have submitted my defence, so that's all done. I'm guessing you mean 28 days for Lowell/Carters to respond or do you mean the court? And as i'm totally clueless lol what does auto stayed mean?☺
  3. Thank you Andy, I will go on to MCOL and submit it now, then I guess I just have to sit back and wait to hear from the court. Kind Regards, Donna.
  4. I have typed up and amended to the details of my claim and hope that this is correct for submitting as a defence. Particulars of Claim 1.THIS CLAIM IS FOR 180.63, THE AMOUNT DUE UNDER AN AGREEMENT BETWEEN THE ORIGINAL CREDITOR AND THE DEFENDANT TO PROVIDE FINANCE AND/OR SERVICES AND OR GOODS 2.THE DEBT WAS ASSIGNED TO/PURCHASED BY LOWELL PORTFOLIO I LTD ON 31/3/2014 AND NOTICE SERVED PURSUANT TO THE LAW OF PROPERTY ACT 1925 PARTICULARS RE: J D WILLIAMS A/C NO PXXXXXXX AND THE CLAIMANT CLAIMS 180.63 THE CLAIMANT ALSO CLAIMS STATUTORY INTEREST PURSUANT
  5. Thank you dx am relieved that it can be done online. Will read through some of these threads type it up and then post on here before submitting.
  6. Many thanks Andy, I will go and take a look now Can you register your defence with the court online or does it have to be sent back on the forms that were sent in the post to me??
  7. Hi, i could really do with someone's help for the next stage. I have heard nothing further from Carters only the above letter and I have heard absolutely nothing from Lowell's and no copy of the CCA has been forthcoming. I now need to go on and provide my defence but I really could do with some assistance on how I go about wording it, i need to submit my defence by tomorrow so any help would be greatly appreciated!!!
  8. Sorry I haven't responded to your reply until now have just spent over a week in hospital and have come home to a letter from Carters. Thank you for letting me know when to file defence by and believe you me your help would be very much appreciated. Yes this is showing on Noddle as 2010, so far have heard nothing from Lowell re the CCA. Yes i've moved 3 times since 2010, the thing is even though its on my credit record I have no recollection of ever ordering anything from this company let alone opening an account. This is what the letter from Carters says which is addressed
  9. Thank you so much for your quick response dx100uk. I have registered with Noddle and see that this a catalogue I opened an account for in 2010, even though I don't remember doing so. I have sent a CCA request off to Lowell and am in the process of doing the CPR for Carters. Do I need a SAR then? and if I do who would I be sending that to? I have registered with MCOL and completed the AOS section, doing as you advised. When would you start the Defence section against the claim? would that be once you receive any paperwork from either of the above? or should I say if I receive an
  10. Hi all, this is the first time I have have posted on here and really could do with some advice. I have received a claim form from the Northampton CCBC on 26th September and as of yet have not been online to, acknowledge this but I intend to defend in full as I have no recollection of this debt. Name of claimant: Lowell Portfolio I Ltd Date of issue: 24th September 2015 What is the claim for: The claim is for £180.63, the amount due under an agreement between the original creditor and the defendant to provide finance and / or services and / or goods. The debt
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