Welcome Finance Secured loan issues in Welcome Finance Posted November 7, 2011 Napoleon is quite right, they can carry the charge over to each re-write .Your case is identical to my daughters. We are having a total nightmare with this company. We have been fighting over two years, it has been with FOS and we are no further on. My daughter cannot sell her house because of the charge on her property, she borrowed £3000 rewrote loan again and again until she had 3 rewrites, after only ever receiving £5000 cash paying back £7800 they now say she owes £14000 plus. I wish you all the luck in the worls with this.