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not so goldengirl

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  1. I recieved a Ccj today from an old barclaycard for £1400 but I cannot pay this all at once can I offer lower payments ?
  2. Well they paid the PPI refund into my account today .can I still claim the charges ?
  3. I received a letter regarding a successful PPI claim from barclaycard. It's for 197.67 PPI premiums and 612.61 interest which is inclusive of 8% interest after tax . Now this debt has been bought by a Dca and is for approx 2400 which includes lots of charges . Now barclaycard reckon they are sending me the money . But I am going to claim back or try to claim unfair charges on this account can I still do this . They did once give me some charges refund of approx 300 which they refunded back into my account I at no point wrote and accepted this they just did it . So not sure if I can still claim the charges . I thought the money would go straight to the Dca
  4. Yes bit am in a dilemma about whether to do the cca or counter claim I am presuming I cannot do both
  5. ok so what do you think ? will i submit a defence regarding no signed agreement ? or if i put no defence in can i then claim back off them charges ? i have already submitted claim form for the ppi from barclaycard themselves.
  6. Am I right in thinking its 33 days from the date on the claim form which was the 14th March?
  7. I have had no mail from them this week to say otherwise ? Maybe I should ring them. .?
  8. Hope not thought it was 33 days later? 16th April? Hope I am not wrong ?
  9. the date on the claim form is 14t/h march they have owned the debt since 16/08/2013 it is for 2514.05plus costs they sent a default notice but as far as i am aware there was no proof of the debt eg no signed credit agreement. this was opened on the internet in 2004 i think it says the claimant has complied so far with pre-action conduct practice direction.
  10. Yes that's right but I have to do this by Wednesday I think . Should have done it last week but had a really bad time and couldn't I will just email or fax it to the court .
  11. MDK have issued court proceedings against me over an old all edged barclaycard debt . This was bought by them from barclaycard at the beginning of this year . I have responded to defend this as I am almost certain that there is no signed credit agreement . However most of the debt is made up of charges the claim is for £2,500 . There is also PPI to claim back on the account too . I was wondering of I should just defend on the no signed bpcredit agreement? Or counterclaim.
  12. Got the money through on Tuesday ! Can I ask my tax credits will they be affected I told them I got the higher rate mobility a week after I won they said I would hear in six weeks and if not gave me a number to ring ? Anyone know what happens ?
  13. Well on Monday I phoned pip who put a stop on the claim as they said as I had been awarded at court the pip claim would no longer be eligible ?? Not heard from dwp yet
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