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About Logan154

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  1. Sending letter N to CSL today, will let you all know their reply when I get it....
  2. Cheers martin, will start writing things up over the next couple of days and see where it go's. Later...
  3. off to bed now, been on pc for 2 days straight, knackered Ha Ha ...tell me about it !!!......Martin:oops:
  4. I wasn't notified it had been sold on at all but never mind. Do I now send all correspondence to Credit security now then and not deal with Lloyds or does the debt still belong to them. Also where do I post my thread on this, LloydsTSB or Debt colection. Sorry I'm a bit naive on this :-?. cheers.
  5. Thanks Martin, Handy info, I'll get right on it. I would have thought LloydsTSB would have used thier own collections dept. I had no idea who these were. Cheers again, Phill
  6. Hi, just subbing, I too am trying to get council to take account back from equita. I offered to pay the council and they refused, they said I had to deal with equita. I asked them to reconsider and they said it was not their decision, it was the recovery dept. I asked to speak to recovery but they said I could not, it is a closed office, I can't call or walk in. So now I have to figure out how to speak to someone. I'll be setting up my own thread soon. Good luck.
  7. I have the same problem with north tyneside council, the just won't talk to me. I'll be watching your thread with interest, Good luck mate.
  8. Thanks for the fast reply Rooster, I'll get my stuff together and start posting. I'll read some of the posts first so I don't go over old ground. Looking forward to more good advice and pointers. Cheers Phill.
  9. Thanks for the welcome Paul, I felt I started making progress the the moment I started typing, feel a lot calmer now:) Cheers, Phill
  10. Hi All, This may be long, I've got a lot to get through so bare with me. I've reached that point where enough is enough! Like in the movie "falling down" everyone has thier breaking point. I have an account with LloydsTSB which they upgraded to a select account in 2003, giving me a £400 overdraft. They then gave me a £2000 credit card, all this at a time when I did not have a regular income (just started my own business after being made redundant for the Fifth time!). I managed things ok for a while but then started incurring charges:(. This is where people say I should hav
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