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missjj

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About missjj

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  1. Thanks andyorch for having a look, I couldn't make the figures agree on the first page, plus I didn't receive any notifications or default and I'm unsure of the original cost as the agreement I have is what was sent me, I signed the 2nd page I thought that I had to sign the same page as the T & Cs's, the company has never produced the original, maybe I am clutching at straws but I don't feel that my offer of £2 per week would be accepted (I'm on benefits) plus I am worried that they will legally be able to come into my house (I live alone) and take the TV and I will still have a CCJ, up un
  2. Yes I believe so, I was not quite sure of how much it was until now, I just made the payments, I have paid £761.00 so far, at the first hearing I offered to pay £218.99 to make it up to £979.99 which was what the TV cost according to the agreement saying that I had seen the same model for sale advertised for £275.00 (new). My initial defence I wrote on the court form, I can copy it out word for word on here if it helps.
  3. This agreement was returned to me on 3 separate pages, this is a copy of the original that I kept, I should have requested their copy before the first hearing but stupidly I left everything to the very last minute, thanks again
  4. When the judge adjourned it the first time the claimant told the judge they would send proof of default notice, I don't remember the judge ordering them to do so but they sent me a copy of a default notice dated 04.12.14 Notice of intended court action dated 16.01.15 Notice of intention to commence proceedings dated 09.02.15 This was the first time I had seen these documents, I have never received these notices, none of them, all the contact I had from the company was one of their big burly representatives down pressing my doorbell, hammering on my door
  5. This is their response to my first statement
  6. No I didn't I'm afraid, i left everything to the last minute
  7. I will scan it properly andyorch Mikeymach2002 No I didn't, i really did leave it to last minute I'm afraid, they didn't include a copy with their court papers and the court took a copy of mine and gave them it at the first hearing
  8. No andyorch, I don't think so, only court papers I received were from my local
  9. This was their reply to my first letter
  10. The court was my local court,
  11. Sorry forgot to add, all their particulars of claim said was " return of TV" nothing else, no documents with court papers or anything from the company, I will post their reply to my 1st defence next
  12. Hi here are the uploads (I hope this time)
  13. Thanks andyorch, I will scan it in
  14. Yes it does, I thought that, maybe the judge assumed it was straightforward as he only allowed 5 minutes for the case to be heard, when he adjourned it he again said that the next hearing would last 5 minutes, this time he has said that he will allow 30 minutes for the next hearing. The first trial was just a hearing, my first defence was not well drafted by me I will admit and I only submitted it at the last moment which probably didn't look good on my behalf, after the first hearing I did receive copies of the LBA and the DF (which was the first time I had seen them) and after I had submit
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