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JRD553

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About JRD553

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  1. Hello again Buzby, today i received a very nice letter from Moorcroft Debt Recovery, asking for payment of £24.09 and thanking me in my co-operation in this matter??? The strange thing tho is there is not one single threat in the entire letter, so I'm guessing the last letter I sent has helped. But i'm just wondering what to do now with regards to this new crowd? Cheers.
  2. Just to update everyone, I went to the pharmacy on Monday and got my nicotine inhalator and 42 x 10mg capsules. When I said it was free help what i didn't realise is that it is only free if you don't pay for your prescription, but still £3.00 is nothing in comparison with how much they would cost you to buy off the shelf (about £20). I am now smoke free for 4 days!!! The inhalator won't suit everyone I guess but to me it is brillant!!! Cravings are gone almost instantly with just a few puffs!!! On Tuesday night I had a couple whiskies in the house to see how I'd get on and there was no temptat
  3. Obviously not but then it's a different part of the brain that takes over and does the thinking when you are asleep so why would you?
  4. I wasn't obviously trying to deny anything ya numpty? I didn't mention quitting or will power? All i said was to say smokers don't wake up wanting a fag is simply stupid, nothing else?
  5. This IDIOT obviously has never smoked or know many people that do! To say people don't wake up wanting a fag! Most smokers I know have to have a fag first thing in the morning, and I know I have one myself within 45 minutes of waking up when I am working.
  6. Hi Guys, Been struggling for 2 years to break the habit now but have just discovered that you can get upto 8 weeks nicotine replacement therapy FREE from your pharmacist so i have booked a consultation for Monday to get my first weeks supply. Only participating pharmacies will do this so you would need to check with them but I thought I would share this with everyone as it is not greatly advertised. I found it on the internet.
  7. Once again my friend that is pure genius!!! Thanks, I will keep you posted...
  8. Hi Buzby, ok just got letter from S C Gray Solicitors in Bromsgrove stating... Papers have been passed to us today , via our client, in respect of the above debt with instructions to issue proceedings for recovery. We must advise you that unless full payment of the above sum is made to these offices by 04/03/09 such action may commence in the appropriate Court for the recovery of: And then there is a list of fees totalling up to £114.23 (Original debt was £34.01). Now I'm slightly worried, should i contact TT again and ask for a written breakdown of the outstanding charge and see what exactly
  9. Nice one mate, of course coming from Loyalist Carrickfergus, I wouldn't know anything about intimidation, haha
  10. Dead on, so do I just sit tight now and wait to see what happens then...
  11. Yeah far as I know Visa Debit is covered, you probably should wait and see what paypal does but I think there is a certain time limit imposed on purchases, so for example you may not be able to make a claim after 14 or 28 days??? Which would mean if paypal took longer than this you would have missed the opportunity. But you can ring your card provider and find out? Now if you were to go down this option, you would more than likely have to report the missing TV as theft, get a police incident number and give it to Visa, kinda like making a claim against your insurance. Again I am not talking fr
  12. Next thing, I have just had a phone call from Consumer Credit Services asking to make payment, I told them no because I was in dispute with Talk Talk. They asked me to write a letter to them stating the dispute saying they would take it up with them! As if they were pretending to be on my side??? I agreed just to get rid of them but don't really have any intention, I'm also glad i refused to give them my mobile no. or e-mail address because I reckon I am going to get pestered!
  13. Just a thought but how did you fund your paypal account to make the purchase of the TV? If it was by Visa or Mastercard you maybe protected that way as well? I'm not definate on that but could well be worth a look...
  14. Buzby once again your help is greatly appreciated, pint of the black stuff for ya next time you're in Ulster! So just to clarify then I do nothing until or if I receive a court summons then defend by asking it to be transferred to Belfast? If i do this and it does kill it. Can they still start a fresh action in a NI court?
  15. Hi, I have received a letter from Commercial Credit Sevices over an outstanding debt due to a dispute with TalkTalk. It says the case has been sent to Dudley County Court. Now the thing is I live in Northern Ireland and as far as I can read from this site the CCJ has to be heard in my local court??? What i need to know is if this isn't enforcable as it has been sent to Dudley (English court) or do the proceedings start in England and then heard in Northern Ireland??? If it isn't enforcable what steps do I take next? Please help...
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