yeah i will be calling them tomorrow-I have some work first thing in the morning and the end of a wee job to get paid for should be home by 1pm and i will call them then. Thanks apprecciated

i will call them on monday along with a couple of other suggestions and for now i would just like to say thanks to everyone here thats trying to help i think what you are all doing for folk is fantastic!-if your advice helps me win the day then you will all have a fan for life! Any ideas how to get rid of the butterflies in the stomach or get to sleep at night! thanks everyone

I could probably pay 51% of the arrears by the 2nd july-what would i do put in an offer in writing to gmac and see if they accept and then pay-or do i put an offer in to both gmac and the solicitors.also as I wont have the money till the 2nd july at the latest-do you think they will wait till then? my other question about going to court-it still grieves me that gmac's solicitors told me i did not need to attend court in the first place if i had understood everything right i would have attended-surely what they did was wrong to advise me in this way last year. i will call shelter on monday morning. i am trying to raise enough work to get all the arrears money in-but i dont kow if i can get it in that time of 14 days. will keep trying-any other ways of staling this even an extra couple of weeks would allow me to sell, earn and borrow if I have to? last time I spoke to gmac on monday they said they would only accept the full £2400 even when i offered to pay a big limp sum of four figures it was still not intersted in talking to me. what is the bit about minute of recall???? cheers walter

Hi there! as far as I can see the details of the court case were Extract decree and warrant of the sherriff of south strathclyde. dated at lanark the 15th october 2007 and extracted the 11th of december 2007. charge for ejection was served on me on 17th june by sheriff officers. i asked the sherriff officers how long they thought i had and they said something about they had been asked to wait fourteen days-what then i dont know. Any help would be apprecciated-I tried phoning the CAB but could never get anyone on the phone.basically gmac say thay will not give me any more time. Im self employed and have been working my butt off to get out of a bad spell and not having the wife's income anymore -and Im nearly there-everything kicks off for me in august money wise. I know I can pay them £1000 by the 4th july and the same again on the 4th august and probably same again on 4th sept-if only i can survive till then. sellings not an option as its a council purchase and we are only 20 months into it and would have discount to pay back to council.by the time gmac sold it for what? i would probably be in debt still. I have to find a way to get by till august. thanks walter

Hi I only joined this site yesterday and posted a help message in new posts-i culdnt find out hot to post it as a new thread in among repossesion topics!-sory if i am intruding but havent figure out all the ins and outs here yet! but here is the post i put up last night if anyone can help-apologies or jumping in with my problems! Hi I live in Scotland and have had mortgage with Gmac for 20months-then i got into dificulties and they got court order against me last year but made arrangements for me to pay back £150 extra per month. didnt always manage it but kept paying as much a i could. 2 days ago sheriff officers came to door with Charge for eviction.Gmac wont give me any more time because i owe £2400-even when I offered to pay big payment end of month. Thing is when they went to court last year their solicitors told me i did not need to go to court to defend it as it was all just a matter of procedure-so I didnt go-after reading some of the advice on here i realise stupid mistake! Also when I accepted their first offer of paying £150 extra a month i did so because i was terrified they would reposses house if i said no. Thing is Ive been working hard to improve my finances and ive known for months now if i could just get by till august when my income improves dramatically - i could get through by paying more. unfortunately the last six weeks have been unable to pay-but heard nothing from gmac so thought i could get by till the end of this month when i had a not bad income coming in-oops. what i want to know is can i still get a suspension that is talked about on here- i dont want to lose house now that i am so close to getting into a better financial position.its our irst mortgage-in our early fifties and wife recently registered disabled and cant work-any advice anyone. thanks walter

Hi Conniff, The charge for eviction does not say anything about a hearing date-it basically says that sherriff officers have today served a charge for eviction on me and i will be advised of the date of the eviction in the course of the next few days etc. Im trying to find the original papers from last year-how do I find the court that would be dealing with this if I cant find the papers? I know I cam pay at least £1000 by the 3rd of july towrds the arrears and can also clear the whole arrears by september so that I will be up to date by then. Im self employed but i base these forecasts on actual work I have booked in and already can work out my overheads and net profit. do you think this would help with any judge!

Hi I live in Scotland and have had mortgage with Gmac for 20months-then i got into dificulties and they got court order against me last year but made arrangements for me to pay back £150 extra per month. didnt always manage it but kept paying as much a i could. 2 days ago sheriff officers came to door with Charge for eviction.Gmac wont give me any more time because i owe £2400-even when I offered to pay big payment end of month. Thing is when they went to court last year their solicitors told me i did not need to go to court to defend it as it was all just a matter of procedure-so I didnt go-after reading some of the advice on here i realise stupid mistake! Also when I accepted their first offer of paying £150 extra a month i did so because i was terrified they would reposses house if i said no. Thing is Ive been working hard to improve my finances and ive known for months now if i could just get by till august when my income improves dramatically - i could get through by paying more. unfortunately the last six weeks have been unable to pay-but heard nothing from gmac so thought i could get by till the end of this month when i had a not bad income coming in-oops. what i want to know is can i still get a suspension that is talked about on here- i dont want to lose house now that i am so close to getting into a better financial position.its our irst mortgage-in our early fifties and wife recently registered disabled and cant work-any advice anyone. thanks walter