"It's academic now from the OP's point of view, but the best way to deal with these sorts of situations is to use various types of trust. It is possible, with planning, to preserve means tested benefit entitlement while still using the money for the benefit of the claimant."
I do know of someone with money in a trust fund of sorts, what it is I don't know, but they still get means tested benefits like income support. They can access it too but would then have to declare it to Dhss. And lose money. This is all legal. Any idea what trust this might be as a friend of mine had a solicitor who