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shifnal

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About shifnal

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  1. The DWP told me that I had been overpaid last October, although it wasn't until April 2017 that they decided how much I had to repay. This was settled at £3.70 a week out of my Income Support (I am a full time carer who gets Carers Allowance and Income Support) in May 2017. Today (21st October 2017) they have written to me saying they want to review how much I pay them and increase it. It has only been 5 months! My circumstances haven't changed. CA and IS are my only sources of income, and out of that I have bills to pay. Is there a letter I can send which will keep it at the current repayment rate? And can they just increase the repayments? If they did, can I appeal? Thanks!
  2. Hi! I received a letter this morning from the DWP headed "We are reviewing your benefit claim." They want to interview me at my local job centre in early October. They also want me to provide copies of my bank statements and some other financial information. They state that it is so that they can: I am confused as to why they need to do this as I am a full time carer looking after my Mother who is in her 70s. I currently claim Carers Allowance and Carers Premium (which is basically Income Support). I did have a small part-time business which I ran from home for around 6 months, and which the DWP were informed about, and which didn't affect my benefits. When it closed I again informed them. Is this just a random check, or is it because they will be moving Carers onto Universal Credit shortly? I have always been honest and open with them and am confused as to why they need to check me. Thanks in advance!
  3. Hi! Update. Had a letter today from a company called Hoist Portfolio Holding 2 Limited, saying that my account has been passed onto them by MKDP LLP, and asking me to make payment. Should I do anything or ignore? Neither these or MKPD have ever shown proof that I am responsible for this debt. Thank you.
  4. Thank you for your help. Appreciate it.
  5. Just an update. Had two letter from them today (20th April). One was the standard, "we have't heard from you," letter. The other was a statement. It claims that it sent a previous statement on 30th Nove 2013, but I never received such a statement. It does state: "Total payments received £0.00." Should I now send the SB letter or still wait? Thank you.
  6. Update: I had another letter from them today (Thursday 2nd April), stating that as I hadn't replied they would What action should I take as I do not like being harrassed. Thanks!
  7. I had a letter this morning from a company calling itself MKPD. They claim in the letter that They say the debt is for £1,848.88p, but I have no knowledge of this debt. I am also suspicious as they say it was passed to them in December 2011, so why wait until know to write to me? Any advice as what to do would be gratefully appreciated. Thanks!
  8. I saw something on the web about digitally signed CCA's and wondered what legality they have compared to physical documents? If I physically sign a piece of paper I can tell if a CCA sent to me has my signature on it or not, but how do I do this if the DCA say that I signed digitally? Thanks!
  9. Thanks for the advice! From what I was told there has been no payment made against this debt, nor any communication from either party since at least 2004.
  10. Hi! My friend had a letter this morning from a debt collection agency demanding that they pay a debt. The debt is for a Cap One card and dates to October 2001. My friend had forgotten about the card and alleged debt and wanted to know if the dca can still chase it after so many years? I said I thought that debts over 6 years old could not be chased, but said I would ask on this forum for clarification, and what, if any, action they could take. Thanks in advance.
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